MAGAZYN KIESZEŃ (318) 08.15. 2020

 CENY  @ 4PM 08.14.2020

10 yr note:               0.71% -1 bp
5 yr note:                 0.30% -2 bp
2 Yr note:                 0.15% -4 bp
30 yr bond:              1.45% +2 bp
Libor Rates:             1 mo 0.161%; 3 mo 0.280%; 6 mo 0.338% 1 yr 0.458% (8/13/20)
30 yr FNMA 2.5:     104.80 -2 bp (-2 bp frm 9:30)
30 yr GNMA 2.5:    105.23 +6 bp (unch frm 9:30)
Dollar/Yuan:           $6.9503 +$0.0052
Dollar/Yen:             106.60 -0.33 yen
Dollar/Euro:            $1.1840 +$0.0026
Dollar Index:           93.13 -0.21
Gold:                        $1952.00 -$18.40
Crude Oil:               $42.16 -$0.08
DJIA:                       27,931.02 +34.30
NASDAQ:               11.019.30 -23.20
S&P 500:                3372.85 -0.58

Poland

NAME				VALUE				NET CHANGE				% CHANGE				1 MONTH	1 YEAR				TIME (EDT)
WIG20:IND WIG 20				1,856.56				-1.79				-0.10%				+3.37%	-10.06%				11:15 AM
WIG:IND WSE WIG INDEX				52,631.64				-74.61				-0.14%				+3.11%	-4.70%				11:15 AM
WIG30:IND WIG30				2,126.90				-3.01				-0.14%				+2.68%	-10.09%				11:15 AM
CURRENCY				VALUE		CHANGE				NET CHANGE							TIME (EDT)
EUR-USD				1.1842		0.0028				+0.24%							4:59 PM
USD-JPY				106.6000		-0.3300				-0.31%							4:59 PM
GBP-USD				1.3086		0.0019				+0.15%							4:59 PM
AUD-USD				0.7171		0.0022				+0.31%							4:59 PM
USD-CAD				1.3266		0.0043				+0.33%							4:59 PM
USD-CHF				0.9091		-0.0006				-0.07%							4:59 PM
USD-CZK			22.0286						-0.0986			-0.45%				4:59 PM
USD-SKK			25.4393						-0.0594			-0.23%				4:59 PM
USD-PLN			3.7130						-0.0104			-0.28%				4:59 PM
USD-HUF			292.6500						0.3900			+0.13%				4:59 PM
USD-RUB			72.8318						-0.0453			-0.06%				4:58 PM
USD-MXN					21.9801				-0.1871					-0.84%				4:59 PM

 

 

 

 

 

Top of Form Bottom of Form [click item to view chart] Current Previous Previous Quote Day Week Aug 14, 2020 Aug 13, 2020 Aug 7, 2020 Quote % Chg Quote % Chg Quote % Chg Macroeconomic Statistics Jul Core US CPI Rate 1.6% 33.3% 1.2% 0.0% 1.2% 0.0% Jun Core US PCE Idx 0.90% -10.0% 1.00% 0.0% 1.00% 0.0%  Jul Non-Farm Payroll 1,800,000 -62.4% 4,791,000 0.0% 4,791,000 0.0% Mortgage Rates  30 Yr FXD avg 2.96% 2.8% 2.88% 0.0% 2.88% -5.0%  15 Yr FXD avg 2.46% 0.8% 2.44% 0.0% 2.44% -2.8% Fundamentals 1 Year CMT 0.137% -3.5% 0.142% 7.6% 0.132% -15.9% 10 Year CMT 0.69% 7.8% 0.64% 16.4% 0.55% -15.4% 2-Year Treasury 0.147% -10.9% 0.165% 27.9% 0.129% -18.9% 10-Year Treasury 0.696% -2.9% 0.717% 26.7% 0.566% -9.4% 30-Year Treasury 1.425% 0.1% 1.424% 15.4% 1.234% -5.9% 12 MTA 1.012% -13.6% 1.171% 0.0% 1.171% 0.0% USD 6M LIBOR 0.3384% 0.5% 0.3368% 16.5% 0.2891% -14.8% USD 12M LIBOR 0.4585% 0.1% 0.4579% 2.6% 0.4464% -7.2% USD 1M LIBOR 0.1619% 2.5% 0.1580% 1.7% 0.1554% -11.1% 11th District COFI 0.682% -9.7% 0.755% 0.0% 0.755% 2.0% Federal Funds 0.25% 0.0% 0.25% 0.0% 0.25% 0.0% Gold, Mini $/oz 1953.00 -0.9% 1970.40 -2.8% 2028.00 11.8% Currencies EUR/USD 1.1848 0.3% 1.1813 0.3% 1.1775 3.4% USD/JPY 106.5293 -0.4% 106.9048 0.9% 105.9061 -1.2% GBP/USD 1.3104 0.4% 1.3055 0.0% 1.3058 4.0% USD/CAD 1.3257 0.3% 1.3220 -1.2% 1.3387 -1.7% AUD/USD 0.716763 0.3% 0.714492 -0.3% 0.716734 2.8% USD/CHF 0.9092 -0.2% 0.9109 -0.1% 0.9122 -3.0%
HOME LOANS
Rate Points +/- Difference         Prime 79 (30 Year Agency)   2.990% 101.127 ä -0.262 3.125% 101.482 ä -0.245 *Primary Residence,Single Family/PUD, R/T Refi, FICO>=760, LTV<=80. Price including credit 30 Year Agency     2.990% 100.337 ä -0.262 3.125% 100.692 ä -0.245         Prime 79 (30 Year HB Agency)   2.875% 101.385 ä -0.265 2.990% 101.717 ã 0.063 *Primary Residence,Single Family/PUD, R/T Refi, FICO>=760, LTV<=80. Price including credit 30 Year Agency HB     2.875% 100.595 ä -0.265 2.990% 100.927 ã 0.063         20 Year Agency     2.875% 100.724 ã 0.183 3.000% 100.916 ã 0.189         15 Year Agency     2.625% 100.733 ä -0.251     2.750% 101.037 ä -0.251         30 Year VA Full Doc     4.625% 100.866 ä -0.247 4.750% 100.909 ä -0.248         30 Year VA IRRRL     2.375% 99.709 ä -0.239 2.490% 99.810 ä -0.234         30 Year FHA Full Doc     4.500% 99.005 ä -0.247 4.625% 99.142 ä -0.248

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.14%	+0.06
15 Yr FRM	2.65%	+0.10
FHA 30 Year Fixed	2.38%	-0.12
Jumbo 30 Year Fixed	3.70%	+0.05
5/1 Yr ARM	3.25%	+0.25
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.06%	0.33	-0.08
15 Yr. Fixed	2.67%	0.35	-0.06
30 Yr. Jumbo	3.40%	0.31	-0.11
30 Yr. FHA	3.23%	0.33	-0.04
5/1 ARM	3.00%	0.30	-0.09

 

Freddie Mac **
30 Yr. Fixed	2.96%	0.80	+0.08
15 Yr. Fixed	2.46%	0.80	+0.02
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.90%	0.40	+0.00
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	105.39	+0.09
30YR UMBS 3.5	105.38	+0.08
30YR GNMA 3.0	105.34	+0.05
30YR GNMA 3.5	105.00	+0.05
15YR UMBS 3.0	104.78	-0.02
15YR UMBS 2.5	104.63	-0.02

 

Treasuries	Yield	Change
2 YR	0.1470%	-0.0179
5 YR	0.2961%	-0.0238
10 YR	0.7094%	-0.0081
30 YR	1.4439%	+0.0195