MAGAZYN KIESZEŃ (317) 08.08. 2020

CENY @ 4:00 PM 08.07.2020

10 yr note:               0.565% +2.5 bp
5 yr note:                 0.22% unch
2 Yr note:                 0.12% unch
30 yr bond:              1.23% +3 bp
Libor Rates:             1 mo 0.155%; 3 mo 0.243%; 6 mo 0.289%; 1 yr 0.446% (8/6/20)
30 yr FNMA 2.5:     105.30 +3 bp (-3 bp frm 9:30)
30 yr GNMA 2.5:    105.36 -11 bp (+1 bp frm 9:30)
Dollar/Yuan:           $6.9678 +$0.0143
Dollar/Yen:             105.94 +0.39 yen
Dollar/Euro:           $1.1784 -$0.0092
Dollar Index:          93.43 +0.65
Gold:                       $2043.40 -$26.20
Crude Oil:               $41.49 -$0.46
DJIA:                        27,433.48 +46.50
NASDAQ:                11,010.98 -97.09
S&P 500:                3351.28 +2.12

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,817.23	-1.41	-0.08%	+1.11%	-14.59%	11:15 AM
WIG:IND WSE WIG INDEX	51,732.44	-84.43	-0.16%	+1.57%	-8.14%	11:15 AM
WIG30:IND WIG30	2,077.87	-4.59	-0.22%	+0.23%	-14.80%	11:15 AM

 

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	1.1787	-0.0090	-0.76%	4:59 PM
USD-JPY	105.9200	0.3700	+0.35%	4:59 PM
GBP-USD	1.3052	-0.0091	-0.69%	4:59 PM
AUD-USD	0.7157	-0.0079	-1.09%	4:59 PM
USD-CAD	1.3384	0.0077	+0.58%	4:59 PM
USD-CHF	0.9124	0.0026	+0.29%	4:59 P

 

USD-CZK	22.3145	0.1651	+0.75%	4:59 PM
USD-SKK	25.5617	0.1963	+0.77%	4:59 PM
USD-PLN	3.7417	0.0225	+0.61%	4:59 PM
USD-HUF	293.6000	2.3200	+0.80%	4:59 PM
USD-RUB	73.3950	-0.0450	-0.06%	4:58 PM
USD-MXN	22.3747	-0.0242	-0.11%	4:59 PM

 

[click item to view chart]			Current			Previous			Previous
			Quote			Day			Week
			Aug 7, 2020			Aug 6, 2020			Jul 31, 2020
			Quote	% Chg		Quote		% Chg	Quote	% Chg
Macroeconomic Statistics
Jun Core US CPI Rate			1.2%	0.0%		1.2%		0.0%	1.2%	0.0%
Jun Core US PCE Idx			0.90%	-10.0%		1.00%		0.0%	1.00%	0.0%
Jul Non-Farm Payroll			1,800,000	-62.4%		4,791,000		0.0%	4,791,000	0.0%
Mortgage Rates
30 Yr FXD avg			2.88%	-3.7%		2.99%		0.0%	2.99%	-2.6%
15 Yr FXD avg			2.44%	-2.8%		2.51%		0.0%	2.51%	-2.0%
Fundamentals
1 Year CMT			0.129%	1.6%		0.127%		6.7%	0.119%	-24.2%
10 Year CMT			0.55%	5.8%		0.52%		-10.3%	0.58%	-14.7%
2-Year Treasury			0.127%	8.5%		0.117%		7.3%	0.109%	-32.3%
10-Year Treasury			0.566%	5.2%		0.538%		0.9%	0.533%	-16.7%
30-Year Treasury			1.237%	3.0%		1.201%		0.4%	1.196%	-13.0%
12 MTA			1.012%	-13.6%		1.171%		0.0%	1.171%	0.0%
USD 6M LIBOR			0.2891%	-3.1%		0.2984%		-5.2%	0.3149%	-13.6%
USD 12M LIBOR			0.4464%	0.6%		0.4435%		-2.8%	0.4565%	-11.5%
USD 1M LIBOR			0.1554%	1.2%		0.1535%		-1.4%	0.1556%	-6.2%
11th District COFI			0.682%	-9.7%		0.755%		0.0%	0.755%	2.0%
Federal Funds			0.25%	0.0%		0.25%		0.0%	0.25%	0.0%
Gold, Mini $/oz			2036.30	-1.6%		2069.40		4.2%	1985.90	9.7%
Currencies
EUR/USD			1.1766	-0.9%		1.1875		0.9%	1.1772	4.4%
USD/JPY			106.0079	0.5%		105.4609		-0.5%	105.9513	-1.5%
GBP/USD			1.3054	-0.7%		1.3152		0.5%	1.3088	4.4%
USD/CAD			1.3379	0.5%		1.3310		-0.7%	1.3404	-1.6%
AUD/USD			0.715616	-1.1%		0.723718		1.4%	0.713691	2.8%
USD/CHF			0.9149	0.7%		0.9087		-0.7%	0.9147	-3.0%
	Today’s Pricing (30-Day)
	Rate	Points			+/-		Difference
	Prime 79 (30 Year Agency)
	2.750%	101.213			ã		0.176
	2.875%	101.674			ã		0.175
	*Primary Residence,Single Family/PUD, R/T Refi, FICO>=760, LTV<=80. Price including credit
	30 Year Agency
	2.750%	100.423			ã		0.176
	2.875%	100.884			ã		0.175
	Prime 79 (30 Year HB Agency)
	2.625%	101.174			ã		0.176
	2.750%	101.803			ã		0.176
	*Primary Residence,Single Family/PUD, R/T Refi, FICO>=760, LTV<=80. Price including credit
	30 Year Agency HB
	2.625%	100.384			ã		0.176
	2.750%	101.013			ã		0.176
	20 Year Agency
	2.750%	100.665			ã		0.119
	2.875%	101.118			ã		0.119
	15 Year Agency
	2.125%	100.445			ã		0.207
	2.250%	100.809			ã		0.207
	30 Year VA Full Doc
	4.625%	100.537			ã		0.275
	4.750%	100.580			ã		0.274
	30 Year VA IRRRL
	2.625%	99.889			ã		0.456
	2.750%	100.607			ã		0.393
	30 Year FHA Full Doc
	4.500%	99.051			ã		0.275
	4.625%	99.188			ã		0.274

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	2.82%	+0.00
15 Yr FRM	2.38%	+0.00
FHA 30 Year Fixed	2.25%	+0.00
Jumbo 30 Year Fixed	3.58%	-0.04
5/1 Yr ARM	2.75%	+0.00
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.14%	0.39	-0.06
15 Yr. Fixed	2.73%	0.37	-0.03
30 Yr. Jumbo	3.51%	0.33	-0.01
30 Yr. FHA	3.27%	0.42	+0.00
5/1 ARM	3.09%	-0.03	+0.01

 

Freddie Mac **
30 Yr. Fixed	2.88%	0.80	-0.11
15 Yr. Fixed	2.44%	0.80	-0.07
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	2.90%	0.40	-0.04
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	106.00	+0.11
30YR UMBS 3.5	105.39	-0.03
30YR GNMA 3.0	105.45	-0.02
30YR GNMA 3.5	105.02	-0.08
15YR UMBS 3.0	105.03	+0.11
15YR UMBS 2.5	105.17	-0.06

 

Treasuries	Yield	Change
2 YR	0.1290%	+0.0119
5 YR	0.2294%	+0.0141
10 YR	0.5657%	+0.0278
30 YR	1.2343%	+0.0331
Prices as of: 8/7/2020 5:05PM EST