MAGAZYN KIESZEŃ (312) 07.04. 2020

CENY@ 4:00 PM 07.03.2020

10 yr note:               0.67% -1 bp
5 yr note:                 0.30% -1 bp
2 Yr note:                 0.16% -1 bp
30 yr bond:              1.43% unch
Libor Rates:             1 mo 0.166%; 3mo 0.298%; 6 mo 0.384%; 1 yr 0.533% (7/1/20)
30 yr FNMA 2.5:     104.16 +3 bp (+3 bp frm 9:30)
30 yr GNMA 2.5:   104.89 +11 bp +6 bp frm 9:30)
Dollar/Yuan:          $7.0670 -$0.0042
Dollar/Yen:            107.54 +0.08 yen
Dollar/Euro:          $1.1238 -$0.0015
Dollar Index:         97.25 +0.04
Gold:                      $1788.80 +$8.90 ($1800.00 is heavy technical resistance)
Crude Oil:             $40.25 +$0.43
DJIA:                     25,877.42 +92.45
NASDAQ:             10,207.63 +53.00
S&P 500:              3130.01 +14.15

Poland

 

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,800.96	-3.05	-0.17%	-2.25%	-23.10%	11:15 AM
WIG:IND WSE WIG INDEX	50,959.44	+22.26	+0.04%	-1.04%	-15.95%	11:15 AM
WIG30:IND WIG30	2,074.18	-3.13	-0.15%	+1.21%	-23.13%	11:15 AM

 

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	1.1248	0.0009	+0.08%	4:59 PM
USD-JPY	107.5100	0.0100	+0.01%	4:59 PM
GBP-USD	1.2483	0.0015	+0.12%	4:59 PM
AUD-USD	0.6939	0.0015	+0.22%	4:59 PM
USD-CAD	1.3547	-0.0017	-0.13%	4:59 PM
USD-CHF	0.9458	0.0005	+0.05%	4:59 PM

 

USD-CZK	23.7169	0.0531	+0.22%	4:59 PM
USD-SKK	26.7876	-0.0159	-0.06%	4:59 PM
USD-PLN	3.9686	-0.0018	-0.05%	4:59 PM
USD-HUF	313.7200	1.0200	+0.33%	4:59 PM
USD-RUB	71.3745	0.6770	+0.96%	4:50 P

 

Today’s Pricing (30-Day)
HOME LOANS
Rate	Points	+/-	Difference
Prime 29
2.576%	100.351	â	-0.012
2.703%	100.956	â	-0.012
30 Year Agency
2.750%	100.351	â	-0.012
2.875%	100.956	â	-0.012
30 Year Agency HB
2.875%	100.696	â	-0.012
2.940%	101.013	â	-0.012
20 Year Agency
2.625%	100.235	â	-0.013
2.750%	100.938	â	-0.013
15 Year Agency
2.250%	100.085	â	-0.061
2.375%	100.673	â	-0.061
30 Year VA Full Doc
4.625%	100.424	ã	0.193
4.750%	100.468	ã	0.194
30 Year VA IRRRL
3.375%	100.887	ä	-0.141
3.490%	100.939	ä	-0.140
30 Year FHA Full Doc
4.500%	99.138	ã	0.193
4.625%	99.275	ã	0.193
30 Year FHA Streamline
3.500%	99.635	ä	-0.140
3.625%	99.764	ä	-0.141

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	2.94%	+0.00
15 Yr FRM	2.64%	-0.01
FHA 30 Year Fixed	2.50%	+0.00
Jumbo 30 Year Fixed	3.95%	+0.00
5/1 Yr ARM	2.90%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.29%	0.36	-0.01
15 Yr. Fixed	2.81%	0.40	+0.00
30 Yr. Jumbo	3.59%	0.31	-0.03
30 Yr. FHA	3.43%	0.36	+0.08
5/1 ARM	3.04%	-0.03	-0.05

 

Freddie Mac **
30 Yr. Fixed	3.07%	0.80	-0.06
15 Yr. Fixed	2.56%	0.80	-0.03
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.00%	0.30	-0.08
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	105.25	+0.02
30YR UMBS 3.5	105.20	+0.06
30YR GNMA 3.0	105.66	+0.08
30YR GNMA 3.5	105.41	+0.58
15YR FNMA 3.0	105.20	+0.08
15YR FNMA 2.5	104.81	+0.09

 

Treasuries	Yield	Change
2 YR	0.1546%	-0.0096
5 YR	0.2942%	-0.0173
10 YR	0.6693%	-0.0065
30 YR	1.4292%	+0.0053

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Jul 3, 2020		Jul 2, 2020		Jun 26, 2020
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
May Core US CPI Rate	1.2%	-14.3%	1.4%	0.0%	1.4%	0.0%
May Core US PCE Idx	1.00%	0.0%	1.00%	0.0%	1.00%	0.0%
Jun Non-Farm Payroll	4,800,000	77.8%	2,700,000	0.0%	2,700,000	0.0%
Mortgage Rates
30 Yr FXD avg	3.07%	-1.9%	3.13%	0.0%	3.13%	-0.6%
15 Yr FXD avg	2.56%	-1.2%	2.59%	0.0%	2.59%	-1.1%
Fundamentals
1 Year CMT	0.157%	0.0%	0.157%	-3.1%	0.162%	-10.0%
10 Year CMT	0.69%	4.5%	0.66%	-4.3%	0.69%	4.5%
2-Year Treasury	0.155%	0.0%	0.155%	-7.7%	0.168%	-12.5%
10-Year Treasury	0.669%	0.0%	0.669%	4.5%	0.640%	-14.2%
30-Year Treasury	1.429%	0.0%	1.429%	4.2%	1.371%	-10.6%
12 MTA	1.171%	-11.7%	1.326%	0.0%	1.326%	-12.1%
USD 6M LIBOR	0.3661%	-4.7%	0.3843%	5.4%	0.3646%	-24.4%
USD 12M LIBOR	0.5386%	1.0%	0.5333%	-6.5%	0.5704%	-8.8%
USD 1M LIBOR	0.1638%	-1.5%	0.1663%	-9.5%	0.1836%	2.7%
11th District COFI	0.755%	2.0%	0.740%	0.0%	0.740%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1784.70	-0.3%	1790.00	0.5%	1780.30	4.4%
Currencies
EUR/USD	1.1246	0.0%	1.1243	0.1%	1.1227	-0.1%
USD/JPY	107.4186	-0.1%	107.5137	0.3%	107.1631	-1.5%
GBP/USD	1.2464	-0.1%	1.2478	1.1%	1.2338	-1.8%
USD/CAD	1.3549	-0.1%	1.3569	-0.8%	1.3681	1.4%
AUD/USD	0.693630	0.2%	0.692549	0.9%	0.686494	-0.8%
USD/CHF	0.9458	0.0%	0.9460	-0.2%	0.9479	-1.4%