MAGAZYN KIESZEŃ (307) 05.16. 2020

CENY @ 4:00 PM 05.15.2020

10 yr note:               0.64% +2 bp
5 yr note:                 0.30% unch
2 Yr note:                 0.14% -1 bp
30 yr bond:              1.32% +3 bp
Libor Rates:             1 mo 0.182%; 3 mo 0.385%; 6 mo 0.665%; 1 yr 0.761% (5/14/20)
30 yr FNMA 3.0:     104.83 -19 bp (-21 bp frm 9:30)
15 yr FNMA 3.0:     105.44 +2 bp (-8 bp frm 9:30)
30 yr GNMA 3.0:    106.05 +8 bp (+42 bp frm 9:30)
Dollar/Yuan:           $7.1021 +$0.0063
Dollar/Yen:             107.25 +0.01 yen
Dollar/Euro:            $1.0816 +$0.0009
Dollar Index:          100.42 -0.05
Gold:                       $1754.00 +$13.10
Crude Oil:               $29.54 +$1.98
DJIA:                       23,685.42 +60.08
NASDAQ:               9014.56 +70.84

S&P 500                   2863.70    +11.20

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,572.55	-6.61	-0.42%	-3.26%	-28.01%	11:15 AM
WIG:IND WSE WIG INDEX	44,348.22	-102.49	-0.23%	-2.22%	-21.59%	11:15 AM
WIG30:IND WIG30	1,817.84	-7.91	-0.43%	-3.47%	-27.55%	11:15 AM

 

CURRENCY		VALUE		CHANGE		NET CHANGE	TIME (EDT)
EUR-USD		1.0820		0.0015		+0.14%	4:59 PM
USD-JPY		107.0600		-0.1900		-0.18%	4:59 PM
GBP-USD		1.2116		-0.0114		-0.93%	4:59 PM
AUD-USD		0.6413		-0.0049		-0.76%	4:59 PM
USD-CAD		1.4109		0.0059		+0.42%	4:59 PM
USD-CHF		0.9715		-0.0016		-0.16%	4:59 PM
USD-CZK		25.6359		0.0954	+0.37%	4:59 PM
USD-SKK		27.8441		-0.0371	-0.13%	4:59 PM
USD-PLN		4.2227		0.0038	+0.09%	4:59 PM
USD-HUF		327.8700		0.0700	+0.02%	4:59 PM
USD-RUB		73.4820		-0.0158	-0.02%	4:58 P

 

 

USD-MXN

23.9586

0.0896

+0.38%

4:59 PM

 

 

Today’s Pricing (30-Day)
HOME LOANS
Rate	Points	+/-	Difference
30 Year Agency
2.875%	100.534	ä	-0.126
2.990%	100.876	ä	-0.126
30 Year Agency HB
3.500%	101.392	ä	-0.126
3.625%	101.114	â	-0.120
20 Year Agency
2.990%	100.352	ä	-0.126
3.125%	101.269	ä	-0.127
15 Year Agency
2.375%	100.328	â	-0.075
2.500%	100.931	â	-0.075
30 Year FHA Full Doc
4.000%	100.500	â	-0.078
4.125%	100.625	â	-0.078
30 Year FHA Streamline
3.500%	100.827	ä	-0.179
3.625%	100.952	ä	-0.179
30 Year VA Full Doc
2.990%	98.181	ä	-0.194
3.125%	98.306	ä	-0.194
30 Year VA IRRRL
3.750%	100.750	â	-0.078
3.875%	100.875	â	-0.078
30 Year Jumbo Portfolio Access
3.990%	84.335	â	-0.118
4.125%	84.900	â	-0.119

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.09%	-0.04
15 Yr FRM	2.74%	-0.01
FHA 30 Year Fixed	2.75%	+0.00
Jumbo 30 Year Fixed	4.34%	+0.00
5/1 Yr ARM	3.44%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.43%	0.29	+0.03
15 Yr. Fixed	0.00%	0.00	-2.93
30 Yr. Jumbo	0.00%	0.00	-3.69
30 Yr. FHA	0.00%	0.00	-3.37
5/1 ARM	0.00%	0.00	-3.20

 

Freddie Mac **
30 Yr. Fixed	3.28%	0.70	+0.02
15 Yr. Fixed	2.72%	0.70	-0.01
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.18%	0.30	+0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	104.83	-0.19
30YR UMBS 3.5	105.31	-0.20
30YR GNMA 3.0	105.77	-0.20
30YR GNMA 3.5	106.92	-0.11
15YR FNMA 3.0	105.38	-0.05
15YR FNMA 2.5	104.41	-0.16

 

Treasuries				Yield			Change
2 YR				0.1511%			+0.0021
5 YR				0.3113%			+0.0110
10 YR				0.6460%			+0.0291
30 YR				1.3260%			+0.0357
Prices as of: 5/15/2020 4:48PM EST
Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous			Previous
	Quote		Day			Week
	May 15, 2020		May 14, 2020			May 8, 2020
	Quote	% Chg	Quote		% Chg	Quote		% Chg
Macroeconomic Statistics
Apr Core US CPI Rate	1.4%	-33.3%	2.1%		0.0%	2.1%		0.0%
Mar Core US PCE Idx	1.70%	-5.6%	1.80%		0.0%	1.80%		0.0%
Apr Non-Farm Payroll	-20,500,000	2256.3%	-870,000		0.0%	-870,000		0.0%
Mortgage Rates
30 Yr FXD avg	3.28%	0.6%	3.26%		0.0%	3.26%		-2.1%
15 Yr FXD avg	2.72%	-0.4%	2.73%		0.0%	2.73%		-1.4%
Fundamentals
1 Year CMT	0.150%	-4.5%	0.157%		4.7%	0.150%		-20.2%
10 Year CMT	0.64%	-7.2%	0.69%		-4.2%	0.72%		-5.3%
2-Year Treasury	0.149%	0.0%	0.149%		-7.5%	0.161%		-19.9%
10-Year Treasury	0.643%	4.2%	0.617%		-9.9%	0.685%		7.9%
30-Year Treasury	1.319%	2.2%	1.290%		-6.9%	1.386%		9.0%
12 MTA	1.508%	-11.1%	1.697%		0.0%	1.697%		-9.8%
USD 6M LIBOR	0.6654%	-1.4%	0.6751%		-1.9%	0.6880%		-40.6%
USD 12M LIBOR	0.7618%	-1.0%	0.7694%		-1.7%	0.7829%		-23.7%
USD 1M LIBOR	0.1821%	-0.8%	0.1836%		-7.3%	0.1980%		-75.1%
11th District COFI	0.884%	-10.6%	0.989%		0.0%	0.989%		0.0%
Federal Funds	0.25%	0.0%	0.25%		0.0%	0.25%		0.0%
Gold, Mini $/oz	1756.00	0.9%	1740.90		1.6%	1713.90		-1.5%
Currencies
EUR/USD	1.0817	0.2%	1.0799		-0.6%	1.0860		-0.5%
USD/JPY	107.3991	0.2%	107.1859		0.5%	106.6282		-0.7%
GBP/USD	1.2112	-1.0%	1.2238		-1.4%	1.2415		-1.0%
USD/CAD	1.4110	0.4%	1.4049		0.9%	1.3925		-1.3%
AUD/USD	0.640160	-0.8%	0.645483		-1.1%	0.652949		3.4%
USD/CHF	0.9728	-0.1%	0.9738		0.4%	0.9704		0.6%