MAGAZYN KIESZEŃ (306) 05.09. 2020

CENY @ 4:00 PM 05.08.2020

10 yr note:               0.68% +4bp
5 yr note:                 0.30% unch
2 Yr note:                0.12% -1 bp
30 yr bond:              1.36% +3 bp
Libor Rates:             1 mo 0.198%; 3 mo 0.434%;  6 mo 0.688%; 1 yr 0.782% (5/7/20)
30 yr FNMA 3.0:    @9:30 105.53 +2 bp (+15 bp frm 9:30 yesterday)
15 yr FNMA 3.0:    @9:30 105.31 -4 bp (+2 bp frm 9:30 yesterday)
30 yr GNMA 3.0:    @9:30 106.02 -23 bp (+1 bp frm 9:30 yesterday)
Dollar/Yuan:           $7.0752 -$0.0095
Dollar/Yen:             106.63 +0.36 yen
Dollar/Euro:            $1.0826 -$0.0008
Dollar Index:           99.83 -0.06
Gold:                        $1713.90-$11.90
Crude Oil:               $24.74 +$1.19

DJIA:                       24,331,32  +455.43

NASDAQ:               9121,32 +141.66

S&P 500:                2929.80 +48.61

Poland

NAME		VALUE		NET CHANGE		% CHANGE		1 MONTH	1 YEAR		TIME (EDT)
WIG20:IND WIG 20		1,606.50		+19.15		+1.21%		-0.57%	-26.71%		11:15 AM
WIG:IND WSE WIG INDEX		45,228.14		+459.09		+1.03%		+1.64%	-20.53%		11:15 AM
WIG30:IND WIG30		1,855.60		+22.59		+1.23%		-0.32%	-26.64%		11:15 AM
CURRENCY		VALUE		CHANGE		NET CHANGE			TIME (EDT)
EUR-USD		1.0839		0.0005		+0.05%			4:59 PM
USD-JPY		106.6500		0.3700		+0.35%			4:59 PM
GBP-USD		1.2410		0.0048		+0.39%			4:59 PM
AUD-USD		0.6532		0.0037		+0.57%			4:59 PM
USD-CAD		1.3927		-0.0046		-0.33%			4:59 PM
USD-CHF		0.9713		-0.0018		-0.19%			4:59 PM

 

USD-CZK	25.1073	-0.0334	-0.13%	4:59 PM
USD-SKK	27.7939	-0.0188	-0.07%	4:59 PM
USD-PLN	4.1990	-0.0051	-0.12%	4:59 PM
USD-HUF	322.0900	-1.5700	-0.49%	4:59 PM
USD-RUB	73.5679	-0.4884	-0.66%	4:58 PM

 

Today’s Pricing (30-Day)
HOME LOANS
Rate	Points	+/-	Difference
30 Year Agency
2.990%	99.996	ã	0.230
3.125%	100.930	ã	0.230
30 Year Agency HB
3.125%	100.355	ã	0.355
3.250%	101.011	ã	0.355
20 Year Agency
2.990%	100.315	ã	0.228
3.125%	101.232	ã	0.228
15 Year Agency
2.375%	100.091	ã	0.217
2.500%	100.694	ã	0.217
30 Year FHA Full Doc
3.875%	100.761	ã	0.190
3.990%	100.886	ã	0.190
30 Year FHA Streamline
3.125%	100.212	ã	0.152
3.250%	101.019	ã	0.419
30 Year VA Full Doc
2.990%	98.332	ã	0.152
3.125%	98.457	ã	0.152
30 Year VA IRRRL
3.375%	100.819	ã	0.419
3.490%	100.944	ã	0.419
30 Year Jumbo Portfolio Access
3.990%	84.761	ã	0.056
4.125%	85.078	ã	0.030

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.20%	-0.05
15 Yr FRM	2.90%	-0.12
FHA 30 Year Fixed	2.75%	-0.37
Jumbo 30 Year Fixed	4.35%	-0.03
5/1 Yr ARM	3.75%	-0.10
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.40%	0.30	-0.03
15 Yr. Fixed	2.93%	0.29	-0.05
30 Yr. Jumbo	3.69%	0.34	-0.03
30 Yr. FHA	3.37%	0.20	+3.37
5/1 ARM	3.20%	0.36	+3.20

 

Freddie Mac **
30 Yr. Fixed	3.26%	0.70	+0.03
15 Yr. Fixed	2.73%	0.70	-0.04
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.17%	0.30	+0.03
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	105.36	-0.16
30YR UMBS 3.5	105.50	-0.03
30YR GNMA 3.0	106.09	-0.16
30YR GNMA 3.5	107.08	+1.72
15YR FNMA 3.0	105.34	-0.03
15YR FNMA 2.5	104.47	-0.03

 

Treasuries	Yield	Change
2 YR	0.1608%	+0.0220
5 YR	0.3338%	+0.0284
10 YR	0.6847%	+0.0454
30 YR	1.3858%	+0.0597
Prices as of: 5/8/2020 5:06PM EST

 

Top of Form Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	May 8, 2020		May 7, 2020		May 1, 2020
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Mar Core US CPI Rate	2.1%	-12.5%	2.4%	0.0%	2.4%	0.0%
Mar Core US PCE Idx	1.70%	-5.6%	1.80%	0.0%	1.80%	0.0%
Apr Non-Farm Payroll	-20,500,000	2256.3%	-870,000	0.0%	-870,000	0.0%
Mortgage Rates
30 Yr FXD avg	3.26%	0.9%	3.23%	0.0%	3.23%	-3.0%
15 Yr FXD avg	2.73%	-1.4%	2.77%	0.0%	2.77%	-1.8%
Fundamentals
1 Year CMT	0.140%	-4.8%	0.147%	-12.0%	0.167%	-29.2%
10 Year CMT	0.72%	9.1%	0.66%	4.8%	0.63%	-6.0%
2-Year Treasury	0.125%	-10.1%	0.139%	-29.8%	0.198%	-22.7%
10-Year Treasury	0.662%	3.6%	0.639%	3.4%	0.618%	-19.8%
30-Year Treasury	1.375%	3.7%	1.326%	5.8%	1.253%	-9.1%
12 MTA	1.508%	-11.1%	1.697%	0.0%	1.697%	-9.8%
USD 6M LIBOR	0.6880%	-0.9%	0.6944%	-8.6%	0.7595%	-38.0%
USD 12M LIBOR	0.7829%	-1.9%	0.7983%	-7.7%	0.8646%	-17.2%
USD 1M LIBOR	0.1980%	-10.7%	0.2216%	-32.8%	0.3296%	-61.8%
11th District COFI	0.884%	-10.6%	0.989%	0.0%	0.989%	0.0%
Federal Funds	0.25%	0.0%	0.25%	0.0%	0.25%	0.0%
Gold, Mini $/oz	1715.20	-0.6%	1725.80	1.5%	1700.90	1.0%
Currencies
EUR/USD	1.0854	0.3%	1.0826	-1.5%	1.0989	1.2%
USD/JPY	106.6034	0.3%	106.3118	-0.5%	106.8715	-1.8%
GBP/USD	1.2432	0.6%	1.2360	-1.1%	1.2501	0.9%
USD/CAD	1.3913	-0.4%	1.3971	-0.7%	1.4067	0.3%
AUD/USD	0.653478	0.5%	0.649930	1.2%	0.642340	3.1%
USD/CHF	0.9704	-0.3%	0.9731	1.3%	0.9606	-1.2%