MAGAZYN KIESZEŃ (304) 04.25. 2020

Ceny @ 4:00 PM 04.24.2020

10 yr note:              0.59% -2 bp
5 yr note:                0.36% -1 bp
2 Yr note:                0.19% -4 bp
30 yr bond:             1.17% -2 bp
Libor Rates:            1 mo 0.487%; 3mo 0.991%; 6 mo 0.965%; 1 yr 0.960% (4/23/20)
30 yr FNMA 3.0:    105.42 -5 bp (-8 bp frm 9:30)
15 yr FNMA 3.0:    105.37 -9 bp (-16 bp frm 9:30)
30 yr GNMA 3.0:   106.04 unch (+20 bp frm 9:30)
Dollar/Yuan:          $7.0819 +$0.0152
Dollar/Yen:            107.39 -0.22 yen
Dollar/Euro:          $1.0808 +$0.0029
Dollar Index:         100.28 -0.15
Gold:                      $1739.80 -$5.60
Crude Oil:              $17.10 +0.60
DJIA:                      23,775.27 +260.01
NASDAQ:              8634.52 +139.77
S&P 500:              2836.74 +38.94

Poland

NAME	VALUE					NET CHANGE					% CHANGE					1 MONTH	1 YEAR				TIME (EDT)
WIG20:IND WIG 20	1,601.91					-24.19					-1.49%					+8.54%	-32.47%				11:15 AM
WIG:IND WSE WIG INDEX	44,884.25					-566.18					-1.25%					+9.78%	-26.37%				11:15 AM
WIG30:IND WIG30	1,852.73					-28.40					-1.51%					+8.89%	-32.01%				11:15 AM
CURRENCY				VALUE			CHANGE					NET CHANGE							TIME (EDT)
EUR-USD				1.0823			0.0046					+0.43%							4:59 PM
USD-JPY				107.5100			-0.0900					-0.08%							4:59 PM
GBP-USD				1.2367			0.0023					+0.19%							4:59 PM
AUD-USD				0.6371			0.0001					+0.02%							4:59 PM
USD-CAD				1.4103			0.0030					+0.21%							4:59 PM
USD-CHF				0.9730			-0.0030					-0.31%							4:59 PM
USD-CZK		25.1188							-0.4060				-1.59%					4:59 PM
USD-SKK		27.8318							-0.1224				-0.44%					4:59 PM
USD-PLN		4.1878							-0.0266				-0.63%					4:59 PM
USD-HUF		329.2900							-2.5100				-0.76%					4:59 PM
USD-RUB		74.5450							-0.3035				-0.41%					4:57 PM
USD-MXN			24.9772							0.1654				+0.67%						4:59 P
Today’s Pricing (30-Day)
MORTGAGE RATES
Rate	Points				+/-			Difference
30 Year Agency
3.125%	100.315				ä			-0.267
3.250%	100.967				ä			-0.267
30 Year Agency HB
3.500%	100.824				ä			-0.267
3.625%	100.880				ä			-0.298
20 Year Agency
3.125%	100.614				ä			-0.268
3.250%	101.214				ä			-0.267
15 Year Agency
2.750%	100.755				ä			-0.314
2.875%	100.870				ä			-0.313
30 Year FHA Full Doc
4.000%	100.633				ä			-0.298
4.125%	100.758				ä			-0.298
30 Year FHA Streamline
3.250%	100.789				ä			-0.294
3.375%	100.914				ä			-0.294
30 Year VA Full Doc
2.990%	98.627				ä			-0.320
3.125%	98.752				ä			-0.320
30 Year VA IRRRL
3.625%	100.839				ä			-0.294
3.750%	100.964				ä			-0.294
30 Year Jumbo Portfolio Access
3.990%	84.955				ä			-0.250
4.125%	85.241				ä			-0.250

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.25%	+0.00
15 Yr FRM	3.09%	-0.01
FHA 30 Year Fixed	3.44%	-0.06
Jumbo 30 Year Fixed	4.48%	-0.02
5/1 Yr ARM	4.15%	-0.07
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.45%	0.29	+0.00
15 Yr. Fixed	3.03%	0.33	-0.01
30 Yr. Jumbo	3.81%	0.34	+0.01
30 Yr. FHA	3.33%	0.19	-0.12
5/1 ARM	3.29%	-0.15	-0.05

 

Freddie Mac **
30 Yr. Fixed	3.33%	0.70	+0.02
15 Yr. Fixed	2.86%	0.70	+0.06
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.28%	0.30	-0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR UMBS 3.0	105.39	-0.08
30YR UMBS 3.5	105.47	-0.20
30YR GNMA 3.0	106.09	-0.05
30YR GNMA 3.5	105.22	-1.50
15YR FNMA 3.0	105.41	-0.06
15YR FNMA 2.5	104.30	-0.05

 

Treasuries				Yield			Change
2 YR				0.2225%			+0.0014
5 YR				0.3750%			+0.0045
10 YR				0.6055%			+0.0024
30 YR				1.1752%			-0.0057
Prices as of: 4/24/2020 5:06PM EST
Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous			Previous
	Quote		Day			Week
	Apr 24, 2020		Apr 23, 2020			Apr 17, 2020
	Quote	% Chg	Quote		% Chg	Quote		% Chg
Macroeconomic Statistics
Mar Core US CPI Rate	2.1%	-12.5%	2.4%		0.0%	2.4%		0.0%
Feb Core US PCE Idx	1.80%	5.9%	1.70%		0.0%	1.70%		0.0%
Mar Non-Farm Payroll	-701,000	-354.9%	275,000		0.0%	275,000		0.0%
Mortgage Rates
30 Yr FXD avg	3.33%	0.6%	3.31%		0.0%	3.31%		-9.3%
15 Yr FXD avg	2.86%	2.1%	2.80%		0.0%	2.80%		-8.5%
Fundamentals
1 Year CMT	0.170%	-1.7%	0.173%		1.8%	0.170%		-27.4%
10 Year CMT	0.63%	8.6%	0.58%		-7.9%	0.63%		-31.5%
2-Year Treasury	0.214%	-3.2%	0.221%		9.4%	0.202%		-47.1%
10-Year Treasury	0.602%	-0.2%	0.603%		-6.1%	0.642%		-25.2%
30-Year Treasury	1.191%	0.8%	1.181%		-6.6%	1.265%		-10.2%
12 MTA	1.697%	-9.8%	1.881%		0.0%	1.881%		0.0%
USD 6M LIBOR	0.9653%	-2.6%	0.9906%		-11.9%	1.1250%		15.6%
USD 12M LIBOR	0.9603%	-1.0%	0.9704%		-1.1%	0.9813%		4.7%
USD 1M LIBOR	0.4873%	-14.5%	0.5698%		-20.7%	0.7183%		-24.1%
11th District COFI	0.989%	0.5%	0.984%		0.0%	0.984%		-5.0%
Federal Funds	0.25%	0.0%	0.25%		0.0%	0.25%		0.0%
Gold, Mini $/oz	1733.90	-0.7%	1745.40		2.7%	1698.80		2.3%
Currencies
EUR/USD	1.0799	0.2%	1.0777		-1.0%	1.0885		0.9%
USD/JPY	107.4637	-0.2%	107.6537		0.0%	107.6094		-3.3%
GBP/USD	1.2343	0.1%	1.2333		-1.5%	1.2516		6.4%
USD/CAD	1.4115	0.3%	1.4067		0.4%	1.4013		-3.1%
AUD/USD	0.636642	-0.2%	0.637651		0.1%	0.636849		6.9%
USD/CHF	0.9760	0.1%	0.9753		0.9%	0.9664		-1.6%