MAGAZYN KIESZEŃ (293) 02.01. 2020

CENY @ 4:00 PM 02.01.2020

10 yr note:               1.50% -8 bp
5 yr note:                 1.32% -9 bp
2 Yr note:                 1.32% -10 bp
30 yr bond:              2.00% -6 bp
Libor Rates:             1 mo 1.655%; 3 mo 1.763%; 6 mo 1.763%; 1 yr 1.821% (1/30/20)
30 yr FNMA 3.0:     102.23 -3 bp (+5 bp frm 9:30)
15 yr FNMA 3.0:     102.93 +13 bp (+1 bp frm 9:30)
30 yr GNMA 3.0:    102.80 -5 bp (+4 bp frm 9:30)
Dollar/Yuan:           $6.9367 (closed)
Dollar/Yen:             108.35 -0.60 yen
Dollar/Euro:            $1.1093 +$0.0060
Dollar Index:           97.39 -0.47
Gold:                        $1592.30 +$3.10
Crude Oil:               $51.40 -$0.74
DJIA:                       28,256.03 -603.41
NASDAQ:                9150.94 -148.00
S&P 500:                3225.52 -58.14

 

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	2,065.90	-14.08	-0.68%	-4.97%	-13.68%	11:15 AM
WIG:IND WSE WIG INDEX	56,681.27	-242.09	-0.43%	-3.28%	-6.56%	11:15 AM
WIG30:IND WIG30	2,388.19	-14.37	-0.60%	-4.56%	-12.43%	11:15 AM

 

CURRENCY			VALUE	CHANGE	NET CHANGE	TIME (EST)
EUR-USD			1.1093	0.0061	+0.55%	4:59 PM
USD-JPY			108.3500	-0.6100	-0.56%	4:59 PM
GBP-USD			1.3206	0.0113	+0.86%	4:59 PM
AUD-USD			0.6692	-0.0030	-0.45%	4:59 PM
USD-CAD			1.3237	0.0028	+0.21%	4:59 PM
USD-CHF			0.9634	-0.0061	-0.63%	4:59 PM
USD-CZK	22.7515	-0.1370	-0.60%	4:59 PM
USD-SKK	27.1520	-0.1572	-0.58%	4:59 PM
USD-PLN	3.8740	-0.0183	-0.47%	4:59 PM
USD-HUF	304.1000	-1.5100	-0.49%	4:59 PM
USD-RUB	63.9613	0.7583	+1.20%	4:58 P
USD-MXN		18.8447	0.0651	+0.35%	4:59 PM

 

Today’s Pricing (30-Day)
Rate	Points	+/-	Difference
30 Year Agency
3.375%	101.935	ã	0.036
3.500%	102.370	ã	0.030
30 Year Agency HB
3.375%	101.560	ã	0.036
3.560%	102.182	ã	0.030
20 Year Agency
3.125%	101.500	â	-0.009
3.250%	102.214	â	-0.011
15 Year Agency
2.990%	101.643	ã	0.008
3.125%	102.230	ã	0.007
30 Year FHA Full Doc
2.875%	101.691	ã	0.018
3.000%	102.087	ã	0.016
30 Year FHA Streamline
2.875%	101.616	ã	0.018
3.000%	102.012	ã	0.016
30 Year VA Full Doc
3.750%	102.951	ä	-0.126
3.875%	102.295	â	-0.061
30 Year Jumbo Advantage
3.500%	100.761	ã	0.031
3.625%	101.089	ã	0.027
7 Year NA Jumbo ARM
3.500%	101.637	ã	0.055
3.625%	101.887	ã	0.055

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.47%	-0.02
15 Yr FRM	3.13%	-0.01
FHA 30 Year Fixed	3.33%	+0.00
Jumbo 30 Year Fixed	3.61%	-0.01
5/1 Yr ARM	3.37%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.81%	0.28	-0.06
15 Yr. Fixed	3.24%	0.22	-0.01
30 Yr. Jumbo	3.78%	0.20	-0.09
30 Yr. FHA	3.82%	0.27	-0.05
5/1 ARM	3.15%	0.12	-0.14

 

Freddie Mac **
30 Yr. Fixed	3.51%	0.70	-0.09
15 Yr. Fixed	3.00%	0.70	-0.04
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.24%	0.30	-0.04
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	102.23	+0.14
30YR FNMA 3.5	103.22	+0.08
30YR GNMA 3.0	102.81	+0.14
30YR GNMA 3.5	103.91	+0.08
15YR FNMA 3.0	102.98	+0.14
15YR FNMA 2.5	101.73	+0.17

 

Treasuries	Yield	Change
2 YR	1.3191%	-0.0956
5 YR	1.3150%	-0.0941
10 YR	1.5051%	-0.0771
30 YR	1.9970%	-0.0509

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous		Previous
	Quote		Day		Week		Month
	Jan 31, 2020		Jan 30, 2020		Jan 24, 2020		Dec 31, 2019
	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Dec Core US CPI Rate	2.3%	0.0%	2.3%	0.0%	2.3%	0.0%	2.3%	4.5%
Dec Core US PCE Idx	1.60%	6.7%	1.50%	0.0%	1.50%	0.0%	1.50%	-25.0%
Dec Non-Farm Payroll	145,000	-43.4%	256,000	0.0%	256,000	0.0%	256,000	12.8%
Mortgage Rates
30 Yr FXD avg	3.51%	-2.5%	3.60%	0.0%	3.60%	-3.7%	3.74%	-16.0%
15 Yr FXD avg	3.00%	-1.3%	3.04%	0.0%	3.04%	-4.7%	3.19%	-17.8%
Fundamentals
1 Year CMT	1.457%	-2.2%	1.490%	-3.5%	1.544%	-2.2%	1.579%	-38.1%
10 Year CMT	1.60%	-3.0%	1.65%	-6.8%	1.77%	-5.9%	1.88%	-30.9%
2-Year Treasury	1.347%	-4.5%	1.411%	-5.6%	1.495%	-4.8%	1.571%	-36.3%
10-Year Treasury	1.534%	-3.0%	1.582%	-6.2%	1.686%	-12.1%	1.919%	-27.4%
30-Year Treasury	2.014%	-1.8%	2.051%	-3.9%	2.135%	-10.6%	2.389%	-20.5%
12 MTA	2.054%	-4.2%	2.143%	0.0%	2.143%	0.0%	2.143%	-8.0%
USD 6M LIBOR	1.7634%	-0.9%	1.7793%	-2.3%	1.8218%	-4.6%	1.9088%	-32.1%
USD 12M LIBOR	1.8216%	-1.4%	1.8471%	-2.5%	1.8945%	-5.3%	2.0010%	-33.8%
USD 1M LIBOR	1.6550%	0.6%	1.6453%	-0.9%	1.6609%	-6.7%	1.7809%	-29.0%
11th District COFI	1.035%	-5.9%	1.100%	0.0%	1.100%	-2.4%	1.127%	6.3%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	0.0%	1.75%	-30.0%
Gold, Mini $/oz	1588.00	-0.1%	1589.20	1.1%	1571.90	3.2%	1523.10	14.7%
Currencies
EUR/USD	1.1070	0.4%	1.1030	0.0%	1.1031	-1.6%	1.1205	-2.0%
USD/JPY	108.4267	-0.4%	108.8588	-0.3%	109.1637	0.4%	108.7089	-0.1%
GBP/USD	1.3191	0.8%	1.3083	0.2%	1.3063	-1.5%	1.3266	1.1%
USD/CAD	1.3231	0.1%	1.3214	0.5%	1.3151	1.3%	1.2978	-1.1%
AUD/USD	0.668787	-0.4%	0.671564	-1.6%	0.682731	-2.7%	0.701329	-3.7%
USD/CHF	0.9645	-0.6%	0.9702	0.0%	0.9705	0.3%	0.9677	-2.6%