MAGAZYN KIESZEŃ (292) 01.25. 2020

CENY @ 4:00 PM 01.24.2020

10 yr note:              1.69% -4 bp
5 yr note:                1.51% -3 bp
2 Yr note:                1.50% -2 bp
30 yr bond:             2.14% -4 bp
Libor Rates:             1 mo 660%; 3 mo 1.794%; 6 mo 1.821%; 1 yr 1.894% (1/23/20)
30 yr FNMA 3.0:     101.98 +9 bp (+4 bp frm 9:30)
15 yr FNMA 3.0:     102.67 -1 bp (+3 bp frm 9:30)
30 yr GNMA 3.0:    102.72 +13 bp (+8 bp frm 9:30)
Dollar/Yuan:           $6.9367 unch (mkt closed)
Dollar/Yen:             109.28 -0.21 yen
Dollar/Euro:            $1.1027 -$0.0027
Dollar Index:           97.87 +0.18
Gold:                        $1571.60 +$6.20
Crude Oil:               $54.32 -$1.27 (Corona concerns)
DJIA:                       28,989.73 -170.36
NASDAQ:                9314.91 -87.57
S&P 500:                 3295.47 -30.07

Poland

NAME		VALUE		NET CHANGE		% CHANGE		1 MONTH	1 YEAR		TIME (EST)
WIG20:IND WIG 20		2,154.28		+5.87		+0.27%		+0.12%	-10.19%		11:15 AM
WIG:IND WSE WIG INDEX		58,607.31		+205.46		+0.35%		+1.26%	-3.39%		11:15 AM
WIG30:IND WIG30		2,478.59		+7.11		+0.29%		+0.15%	-9.12%		11:15 AM
CURRENCY		VALUE		CHANGE		NET CHANGE			TIME (EST)
EUR-USD		1.1025		-0.0030		-0.27%			4:59 PM
USD-JPY		109.2800		-0.2100		-0.19%			4:59 PM
GBP-USD		1.3073		-0.0050		-0.38%			4:59 PM
AUD-USD		0.6832		-0.0015		-0.22%			4:59 PM
USD-CAD		1.3143		0.0016		+0.12%			4:59 PM
USD-CHF		0.9716		0.0027		+0.28%			4:59 PM

 

USD-CZK	22.8556	0.0931	+0.41%	4:59 PM
USD-SKK	27.3234	0.0753	+0.28%	4:59 PM
USD-PLN	3.8620	0.0210	+0.55%	4:59 PM
USD-HUF	304.9700	0.2100	+0.07%	4:59 PM
USD-RUB	62.1648	0.2400	+0.39%	4:58 PM
USD-MXN	18.7858	0.0184	+0.10%	4:59 PM

 

 

Mortgage loans Today’s Pricing (30-Day)
Rate	Points	+/-	Difference
30 Year Agency
3.375%	101.653	ã	0.190
3.500%	102.110	ã	0.187
30 Year Agency HB
3.500%	101.860	ã	0.187
3.625%	102.201	ã	0.174
20 Year Agency
3.125%	101.460	ã	0.198
3.250%	102.184	ã	0.198
15 Year Agency
2.990%	101.605	ã	0.044
3.125%	102.208	ã	0.045
30 Year FHA Full Doc
3.000%	101.756	ã	0.158
3.125%	102.144	ã	0.155
30 Year FHA Streamline
3.000%	101.681	ã	0.158
3.125%	102.069	ã	0.155
30 Year VA Full Doc
3.250%	101.914	ã	0.163
3.375%	102.307	ã	0.161
30 Year Jumbo Advantage
3.500%	100.842	ã	0.090
3.625%	101.161	ã	0.092
7 Year NA Jumbo ARM
3.500%	101.363	ã	0.044
3.625%	101.613	ã	0.044

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.61%	-0.02
15 Yr FRM	3.22%	-0.03
FHA 30 Year Fixed	3.35%	-0.01
Jumbo 30 Year Fixed	3.69%	-0.03
5/1 Yr ARM	3.35%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	0.00%	0.00	+0.00
30 Yr. Fixed	0.00%	0.00	+0.00

 

MBA **
30 Yr. Fixed	3.87%	0.27	+0.00
15 Yr. Fixed	3.25%	0.22	-0.05
30 Yr. Jumbo	3.87%	0.21	+0.04
30 Yr. FHA	3.87%	0.25	+0.00
5/1 ARM	3.29%	0.25	-0.06

 

Freddie Mac **
30 Yr. Fixed	3.60%	0.80	-0.05
15 Yr. Fixed	3.04%	0.80	-0.05
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.28%	0.30	-0.11
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	101.95	+0.06
30YR FNMA 3.5	103.02	-0.03
30YR GNMA 3.0	102.72	+0.13
30YR GNMA 3.5	103.86	-0.11
15YR FNMA 3.0	102.67	-0.03
15YR FNMA 2.5	101.34	+0.03

 

Treasuries				Yield				Change
2 YR				1.4947%				-0.0191
5 YR				1.5088%				-0.0348
10 YR				1.6857%				-0.0451
30 YR				2.1352%				-0.0402
Prices as of: 1/24/2020 5:06PM EST
Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous			Previous
	Quote		Day			Week
	Jan 24, 2020		Jan 23, 2020			Jan 17, 2020
	Quote	% Chg	Quote		% Chg	Quote	% Chg
Macroeconomic Statistics
Dec Core US CPI Rate	2.3%	0.0%	2.3%		0.0%	2.3%	0.0%
Nov Core US PCE Idx	1.60%	-5.9%	1.70%		0.0%	1.70%	0.0%
Dec Non-Farm Payroll	145,000	-43.4%	256,000		0.0%	256,000	0.0%
Mortgage Rates
30 Yr FXD avg	3.60%	-1.4%	3.65%		0.0%	3.65%	-2.1%
15 Yr FXD avg	3.04%	-1.6%	3.09%		0.0%	3.09%	-3.1%
Fundamentals
1 Year CMT	1.539%	-1.0%	1.554%		-0.4%	1.560%	2.0%
10 Year CMT	1.77%	-0.6%	1.78%		-0.6%	1.79%	-6.8%
2-Year Treasury	1.486%	-2.3%	1.521%		-2.8%	1.565%	-3.9%
10-Year Treasury	1.687%	-3.0%	1.739%		-4.7%	1.825%	-4.1%
30-Year Treasury	2.134%	-2.4%	2.187%		-4.3%	2.285%	-2.1%
12 MTA	2.054%	-4.2%	2.143%		0.0%	2.143%	0.0%
USD 6M LIBOR	1.8218%	-0.2%	1.8246%		-1.3%	1.8488%	-3.9%
USD 12M LIBOR	1.8945%	-1.3%	1.9190%		-0.6%	1.9301%	-3.6%
USD 1M LIBOR	1.6609%	0.1%	1.6594%		0.1%	1.6578%	-7.5%
11th District COFI	1.035%	-5.9%	1.100%		0.0%	1.100%	-2.4%
Federal Funds	1.75%	0.0%	1.75%		0.0%	1.75%	0.0%
Gold, Mini $/oz	1569.80	0.3%	1565.40		0.3%	1560.30	3.7%
Currencies
EUR/USD	1.1032	-0.3%	1.1066		-0.2%	1.1088	0.1%
USD/JPY	109.2970	-0.2%	109.5264		-0.6%	110.2178	0.7%
GBP/USD	1.3077	-0.3%	1.3118		0.9%	1.3001	0.5%
USD/CAD	1.3149	0.1%	1.3137		0.6%	1.3058	-0.9%
AUD/USD	0.681827	-0.3%	0.684114		-0.5%	0.687680	-0.7%
USD/CHF	0.9717	0.3%	0.9688		0.1%	0.9679	-1.2%