MAGAZYN KIESZEŃ (269) 07.27. 2019

CENY @ 4:00 PM 07.26.2019

10 yr note:               2.07% unch
5 yr note:                 1.85% unch
2 Yr note:                 1.86% unch
30 yr bond:              2.59% -1 bp
Libor Rates:             1 mo 2.241%; 3 mo 2.255%; 6 mo 2.177%; 1 yr 2.178% (7/25/19)
30 yr FNMA 3.5:     102.31 +3 bp (-2 bp frm 9:30)
15 yr FNMA 3.0:     101.85 -3 bp (-2 bp frm 9:30)
30 yr GNMA 3.5:    103.45 +2 bp (unch frm 9:30)
Dollar/Yuan:           $6.8792 +$0.0066
Dollar/Yen:              108.68 +0.05 yen
Dollar/Euro:            $1.1128 -$0.0018
Dollar Index:           98.01 +0.20
Gold:                       $1417.20 +$2.50
Crude Oil:               $56.20 +$0.18
DJIA:                        27,192.45 +51.47
NASDAQ:                8330.21 +91.67

Poland

 

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)
WIG20:IND WIG 20	2,305.79	-4.52	-0.20%	-0.94%	+0.66%	11:15 AM
WIG:IND WSE WIG INDEX	60,146.67	-103.05	-0.17%	-0.07%	+0.83%	11:15 AM
WIG30:IND WIG30	2,633.47	-7.34	-0.28%	-1.57%	+0.30%	11:15 AM

S&P 500:                3025.86 +22.19

Currency	Value	Change	Net Change	Time (EDT)
EUR-USD	1.1128	-0.0019	-0.17%	4:59 PM
USD-JPY	108.6800	0.0500	+0.05%	4:59 PM
GBP-USD	1.2384	-0.0074	-0.59%	4:59 PM
AUD-USD	0.6911	-0.0040	-0.58%	4:59 PM
USD-CAD	1.3166	0.0001	+0.01%	4:59 PM
USD-CHF	0.9932	0.0023	+0.23%	4:59 PM

 

USD-CZK	22.9941	0.0844	+0.37%	4:59 PM
USD-SKK	27.0735	0.0468	+0.17%	4:59 PM
USD-PLN	3.8401	0.0201	+0.53%	4:59 PM
USD-HUF	293.7500	1.0300	+0.35%	4:59 PM
USD-RUB	63.3582	0.1621	+0.26%	4:58 PM

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.91%	+0.03
15 Yr FRM	3.56%	+0.01
FHA 30 Year Fixed	3.50%	+0.00
Jumbo 30 Year Fixed	3.91%	+0.01
5/1 Yr ARM	3.70%	+0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.79%	1.21	-0.12
30 Yr. Fixed	4.39%	1.12	-0.22

 

MBA **
30 Yr. Fixed	4.12%	0.38	+0.08
15 Yr. Fixed	3.48%	0.32	+0.06
30 Yr. Jumbo	4.07%	0.21	+0.04
30 Yr. FHA	4.01%	0.28	+0.04
5/1 ARM	3.58%	0.27	+0.02

 

Freddie Mac **
30 Yr. Fixed	3.75%	0.50	-0.06
15 Yr. Fixed	3.18%	0.50	-0.05
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.47%	0.40	-0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	100.72	+0.03
30YR FNMA 3.5	102.31	+0.03
30YR GNMA 3.0	102.05	-0.05
30YR GNMA 3.5	103.44	0.00
15YR FNMA 3.0	101.81	-0.02
15YR FNMA 2.5	100.34	-0.03

 

Treasuries	Yield	Change
2 YR	1.8599%	-0.0081
5 YR	1.8535%	-0.0083
10 YR	2.0738%	-0.0090
30 YR	2.5958%	-0.0132

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Jul 26, 2019		Jul 25, 2019		Jul 19, 2019
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Jun Core US CPI Rate	2.1%	5.0%	2.0%	0.0%	2.0%	0.0%
May Core US PCE Idx	1.60%	0.0%	1.60%	0.0%	1.60%	0.0%
Jun Non-Farm Payroll	224,000	211.1%	72,000	0.0%	72,000	0.0%
Mortgage Rates
30 Yr FXD avg	3.75%	-1.6%	3.81%	0.0%	3.81%	-0.8%
15 Yr FXD avg	3.18%	-1.5%	3.23%	0.0%	3.23%	-0.6%
Fundamentals
1 Year CMT	1.9930%	0.1%	1.9910%	2.7%	1.9390%	-1.7%
10 Year CMT	2.05%	-1.4%	2.08%	1.0%	2.06%	2.0%
2-Year Treasury	1.8700%	0.1%	1.8680%	2.4%	1.8240%	2.8%
10-Year Treasury	2.0770%	-0.3%	2.0830%	1.3%	2.0570%	0.3%
30-Year Treasury	2.6020%	-0.3%	2.6090%	1.1%	2.5810%	0.3%
12 MTA	2.482%	-1.0%	2.507%	0.0%	2.507%	0.0%
USD 6M LIBOR	2.1775%	-0.3%	2.1831%	0.4%	2.1743%	-0.4%
USD 12M LIBOR	2.1789%	0.0%	2.1795%	-0.6%	2.1921%	2.1%
USD 1M LIBOR	2.2411%	-0.9%	2.2618%	-0.4%	2.2715%	-5.5%
11th District COFI	1.144%	4.5%	1.095%	0.0%	1.095%	0.0%
Federal Funds	2.50%	0.0%	2.50%	0.0%	2.50%	0.0%
Gold, Mini $/oz	1420.25	0.1%	1418.75	-1.4%	1438.25	2.0%
Currencies
EUR/USD	1.1120	-0.2%	1.1144	-0.6%	1.1211	-1.5%
USD/JPY	108.8003	0.1%	108.6715	0.9%	107.7490	0.0%
GBP/USD	1.2375	-0.6%	1.2455	-0.3%	1.2490	-1.5%
USD/CAD	1.3194	0.2%	1.3170	0.9%	1.3049	-0.5%
AUD/USD	0.691148	-0.6%	0.694981	-1.3%	0.704287	0.7%
USD/CHF	0.9940	0.3%	0.9912	0.9%	0.9827	0.5%