CENY@ 4:00 PM 02.01.2019

10 yr note:                -7/32 (53 bp) 2.69% +6 bp
5 yr note:                   -11/32 (34 bp) 2.51% +7 bp
2 Yr note:                  -3/32 (9 bp) 2.49% +3 bp
30 yr bond:                -22/32 (68 bp) 3.03% +3 bp
Libor Rates:               1 mo 2.513%; 3 mo 2.737%; 6 mo 2.799%; 1 yr 2.983%  (1/31/19)
30 yr FNMA 4.0:       102.02 -31 bp (-26 bp frm 9:30)
15 yr FNMA 3.5:       101.63 -20 bp (-17 bp frm 9:30)
30 yr GNMA 4.0:      102.56 -23 bp (-20 bp frm 9:30)
Dollar/Yuan:             $6.7449 +$0.0445
Dollar/Yen:               109.50 +0.63 yen
Dollar/Euro:              $1.1461 +$0.0012
Dollar Index:            95.58 +0.02
Gold:                         $1323.50 -$1.70
Crude Oil:                 $55.32 +$1.53
DJIA:                         25,063.89 +64.22
NASDAQ:                 7263.87 -17.87
S&P 500:                  2706.53 +2.43

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
WIG20:IND WIG 20	2,393.43	+13.32	+0.56%	+4.75%	-4.54%	11:15 AM
WIG:IND WSE WIG INDEX	60,660.31	+292.89	+0.49%	+4.68%	-7.51%	11:15 AM
WIG30:IND WIG30	2,727.09	+13.98	+0.52%	+5.08%	-5.59%	11:15 AM

 

Currency	Value	Change	Net Change	Time (EST)	2 Day
EUR-USD	1.1456	0.0008	+0.07%	4:59 PM
USD-JPY	109.5000	0.6100	+0.56%	4:59 PM
GBP-USD	1.3079	-0.0030	-0.23%	4:59 PM
AUD-USD	0.7250	-0.0023	-0.32%	4:59 PM
USD-CAD	1.3102	-0.0023	-0.18%	4:59 PM
USD-CHF	0.9956	0.0014	+0.14%	4:59 PM

 

USD-CZK	22.4518	-0.0425	-0.19%	4:59 PM
USD-SKK	26.2961	-0.0199	-0.08%	4:59 PM
USD-PLN	3.7438	0.0207	+0.56%	4:59 PM
USD-HUF	277.1100	1.1100	+0.40%	4:59 PM
USD-RUB	65.4767	0.0968	+0.15%	4:58 PM

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.53%	+0.10
15 Yr FRM	4.12%	+0.08
FHA 30 Year Fixed	4.18%	+0.06
Jumbo 30 Year Fixed	4.35%	+0.07
5/1 Yr ARM	4.40%	+0.05
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	4.15%	1.16	-0.02
30 Yr. Fixed	4.78%	1.15	+0.01

 

MBA **
30 Yr. Fixed	4.96%	0.49	-0.01
15 Yr. Fixed	4.39%	0.50	+0.01
30 Yr. Jumbo	4.93%	0.31	+0.01
30 Yr. FHA	4.95%	0.80	+0.01
5/1 ARM	4.24%	0.48	+0.02

 

Freddie Mac **
30 Yr. Fixed	4.46%	0.50	+0.01
15 Yr. Fixed	3.89%	0.40	+0.01
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.96%	0.30	+0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	97.77	-0.39
30YR FNMA 3.5	100.09	-0.36
30YR GNMA 3.0	98.84	-0.28
30YR GNMA 3.5	100.83	-0.36
15YR FNMA 3.0	99.83	-0.27
15YR FNMA 2.5	98.08	-0.27

 

Treasuries	Yield	Change
2 YR	2.5060%	+0.0423
5 YR	2.5033%	+0.0634
10 YR	2.6842%	+0.0514
30 YR	3.0253%	+0.0198

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Feb 1, 2019		Jan 31, 2019		Jan 25, 2019
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Dec Core US CPI Rate	2.2%	0.0%	2.2%	0.0%	2.2%	0.0%
Nov Core US PCE Idx	1.90%	5.6%	1.80%	0.0%	1.80%	0.0%
Jan Non-Farm Payroll	304,000	36.9%	222,000	0.0%	222,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.46%	0.2%	4.45%	0.0%	4.45%	-2.2%
15 Yr FXD avg	3.89%	0.3%	3.88%	0.0%	3.88%	-3.2%
Fundamentals
1 Year CMT	2.5650%	0.5%	2.5520%	-1.8%	2.5990%	-0.1%
10 Year CMT	2.70%	-0.7%	2.72%	-1.4%	2.76%	2.6%
2-Year Treasury	2.5180%	2.0%	2.4680%	-5.5%	2.6110%	5.4%
10-Year Treasury	2.6930%	1.9%	2.6430%	-4.2%	2.7580%	4.7%
30-Year Treasury	3.0330%	0.9%	3.0060%	-2.0%	3.0660%	3.5%
12 MTA	2.396%	2.8%	2.330%	0.0%	2.330%	0.0%
USD 6M LIBOR	2.7995%	-0.4%	2.8115%	-1.4%	2.8501%	-0.9%
USD 12M LIBOR	2.9835%	-1.2%	3.0206%	-0.3%	3.0291%	0.8%
USD 1M LIBOR	2.5138%	0.2%	2.5091%	0.3%	2.5019%	0.0%
11th District COFI	1.056%	-0.4%	1.060%	0.0%	1.060%	0.0%
Federal Funds	2.50%	0.0%	2.50%	0.0%	2.50%	0.0%
Gold, Mini $/oz	1326.25	-0.1%	1328.00	3.5%	1282.50	-0.3%
Currencies
EUR/USD	1.1478	0.4%	1.1437	0.3%	1.1407	0.6%
USD/JPY	109.5698	0.7%	108.8076	-0.7%	109.6204	0.6%
GBP/USD	1.3083	-0.3%	1.3121	-0.7%	1.3208	4.7%
USD/CAD	1.3068	-0.5%	1.3128	-0.7%	1.3219	-2.7%
AUD/USD	0.726734	-0.2%	0.727991	1.3%	0.718351	2.9%
USD/CHF	0.9937	0.0%	0.9939	0.1%	0.9929	0.3%