Magazyn Kieszeń (244) 12.22.2018

PRICES @ 4:00 PM

10 yr note:                +7/32 (22 bp) 2.78% -2 bp
5 yr note:                   +5/32 (15 bp) 2.64% -3 bp
2 Yr note:                   +3/32 (9 bp) 2.63% -4 bp
30 yr bond:                +14/32 (44 bp) 3.02% -3 bp
Libor Rates:               1 mo 2.503%; 3 mo 2.823%; 6 mo 2.900%; 1 yr 3.065%  12/20/18)
30 yr FNMA 4.0:      101.48 +9 bp (-2 bp frm 9:30)
15 yr FNMA 4.0:      102.10 +12 bp (+2 bp frm 9:30)
30 yr GNMA 4.0:     102.00 +11 bp (-3 bp frm 9:30)
Dollar/Yuan:            $6.9064 +$0.212
Dollar/Yen:              111.30 +0.01 yen
Dollar/Euro:            $1.1361 -$0.0088
Dollar Index:           97.10 +0.61
Gold:                        $1258.50 -$9.40
Crude Oil:                $45.37 -$0.50
DJIA:                        22,445.37 -414.23
NASDAQ:                6332.99 -195.41
S&P 500:                2416.62 -50.80

 

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
WIG20:IND WIG 20	2,259.77	-46.91	-2.03%	+1.54%	-7.60%	11:15 AM
WIG:IND WSE WIG INDEX	57,331.35	-1,017.68	-1.74%	+0.96%	-9.34%	11:15 AM
WIG30:IND WIG30	2,571.27	-47.20	-1.80%	+1.51%	-8.41%	11:15 AM

 

 

Currency		Value		Change			Net Change		Time (EST)			2 Day
EUR-USD		1.1372		-0.0074			-0.65%		4:59 PM
USD-JPY		111.2200		-0.0600			-0.05%		4:59 PM
GBP-USD		1.2645		-0.0011			-0.09%		4:59 PM
AUD-USD		0.7040		-0.0068			-0.96%		4:59 PM
USD-CAD		1.3602		0.0093			+0.69%		4:59 PM
USD-CHF		0.9938		0.0059			+0.60%		4:59 PM
USD-CZK		22.7290		0.1966	+0.87%		4:59 PM
USD-SKK		26.4921		0.1723	+0.65%		4:59 PM
USD-PLN		3.7731		0.0283	+0.76%		4:59 PM
USD-HUF		282.9200		2.0800	+0.74%		4:59 PM
USD-RUB		68.9508		0.6238	+0.91%		4:58 PM

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.65%	+0.01
15 Yr FRM	4.21%	+0.01
FHA 30 Year Fixed	4.24%	+0.01
Jumbo 30 Year Fixed	4.41%	+0.01
5/1 Yr ARM	4.61%	+0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	4.15%	1.16	-0.02
30 Yr. Fixed	4.78%	1.15	+0.01

 

MBA **
30 Yr. Fixed	4.96%	0.49	-0.01
15 Yr. Fixed	4.39%	0.50	+0.01
30 Yr. Jumbo	4.93%	0.31	+0.01
30 Yr. FHA	4.95%	0.80	+0.01
5/1 ARM	4.24%	0.48	+0.02

 

Freddie Mac **
30 Yr. Fixed	4.62%	0.40	-0.01
15 Yr. Fixed	4.07%	0.40	+0.00
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.98%	0.30	-0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.88	+0.06
30YR FNMA 3.5	99.38	+0.11
30YR GNMA 3.0	97.94	+0.14
30YR GNMA 3.5	100.08	-0.03
15YR FNMA 3.0	99.30	+0.08
15YR FNMA 2.5	97.17	+0.17

 

Treasuries	Yield	Change
2 YR	2.6369%	-0.0337
5 YR	2.6352%	-0.0358
10 YR	2.7866%	-0.0217
30 YR	3.0277%	-0.0161
Prices as of: 12/21/2018 4:33PM EST

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Dec 21, 2018		Dec 20, 2018		Dec 14, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Nov Core US CPI Rate	2.2%	4.8%	2.1%	0.0%	2.1%	0.0%
Nov Core US PCE Idx	1.90%	5.6%	1.80%	0.0%	1.80%	0.0%
Nov Non-Farm Payroll	155,000	-34.6%	237,000	0.0%	237,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.62%	-0.2%	4.63%	0.0%	4.63%	-6.3%
15 Yr FXD avg	4.07%	0.0%	4.07%	0.0%	4.07%	-6.7%
Fundamentals
1 Year CMT	2.6340%	-0.1%	2.6370%	-1.3%	2.6720%	0.2%
10 Year CMT	2.77%	-1.8%	2.82%	-3.1%	2.91%	-4.9%
2-Year Treasury	2.6470%	-1.3%	2.6810%	-2.0%	2.7370%	-2.8%
10-Year Treasury	2.7900%	-0.5%	2.8050%	-3.1%	2.8950%	-5.5%
30-Year Treasury	3.0310%	-0.3%	3.0390%	-3.5%	3.1500%	-5.0%
12 MTA	2.254%	4.3%	2.160%	0.0%	2.160%	0.0%
USD 6M LIBOR	2.9000%	1.0%	2.8709%	-1.0%	2.9009%	1.3%
USD 12M LIBOR	3.0654%	0.4%	3.0528%	-1.9%	3.1124%	0.5%
USD 1M LIBOR	2.5038%	1.0%	2.4794%	1.0%	2.4551%	6.5%
11th District COFI	1.079%	6.0%	1.018%	0.0%	1.018%	0.0%
Federal Funds	2.25%	0.0%	2.25%	0.0%	2.25%	0.0%
Gold, Mini $/oz	1263.25	0.1%	1261.75	1.6%	1242.00	1.1%
Currencies
EUR/USD	1.1385	-0.7%	1.1461	1.4%	1.1298	-0.7%
USD/JPY	111.1552	-0.1%	111.2225	-2.0%	113.4653	0.4%
GBP/USD	1.2651	-0.1%	1.2668	0.7%	1.2583	-1.5%
USD/CAD	1.3593	0.8%	1.3490	0.7%	1.3391	1.2%
AUD/USD	0.705693	-0.7%	0.710995	-0.9%	0.717095	-1.3%
USD/CHF	0.9928	0.6%	0.9873	-1.0%	0.9972	0.2%