Magazyn Kieszeń (243) 12.15.2018

PRICES @ 4:00 PM

10 yr note:                  +6/32 (18 bp) 2.89% -2 bp
5 yr note:                    +2/32 (6 bp) 2.74% -1 bp
2 Yr note:                    +1/32 (3 b) 2.75% unch
30 yr bond:                 +15/32 (47 bp) 3.15% -2.5 bp
Libor Rates:                1 mo 2.455%; 3 mo 2.788%; 6 mo 2.900%; 1 yr 3.112% (12/13/18)
30 yr FNMA 4.5:        103.05 -3 bp (-8 bp frm 9:30)
15 yr FNMA 4.0:       101.90 -2 bp (+2 bp frm 9:30)
30 yr GNMA 4.5:      103.46 -1 bp (-5 bp frm 9:30)
Dollar/Yuan:             $6.9076 +$0.0259
Dollar/Yen:               113.33 -0.27
Dollar/Euro:              $1.1303 -$0.0054
Dollar Index:             97.43 +0.34
Gold:                          $1241.50 -$5.90
Crude Oil:                 $51.09 -$1.49
DJIA:                         24,100.51 -496.87
NASDAQ:                 6910.66 -159.67
S&P 500:                  2599.95 -50.59

Poland

Name				Value				Net Change			% Change				1 Month			1 Year	Time (EST)	2 Day
WIG20:IND WIG 20				2,303.41				-7.25			-0.31%				+3.20%			-5.39%	11:15 AM
WIG:IND WSE WIG INDEX				58,780.55				-172.00			-0.29%				+3.37%			-6.57%	11:15 AM
WIG30:IND WIG30				2,620.67				-7.17			-0.27%				+3.52%			-6.19%	11:15 AM
Currency		Value			Change				Net Change				Time (EST)		2 Day
EUR-USD		1.1306			-0.0055				-0.48%				4:59 PM
USD-JPY		113.3900			-0.2400				-0.21%				4:59 PM
GBP-USD		1.2584			-0.0059				-0.47%				4:59 PM
AUD-USD		0.7172			-0.0055				-0.76%				4:59 PM
USD-CAD		1.3384			0.0029				+0.22%				4:59 PM
USD-CHF		0.9980			0.0038				+0.38%				4:59 PM
USD-CZK	22.8210			0.0884		+0.39%		4:59 PM
USD-SKK	26.6456			0.1203		+0.45%		4:59 PM
USD-PLN	3.7972			0.0143		+0.38%		4:59 PM
USD-HUF	286.1100			1.5000		+0.53%		4:59 PM
USD-RUB	66.8605			0.6405		+0.97%		4:58 PM

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.72%	+0.00
15 Yr FRM	4.28%	+0.00
FHA 30 Year Fixed	4.25%	+0.00
Jumbo 30 Year Fixed	4.46%	+0.00
5/1 Yr ARM	4.70%	+0.00
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	4.15%	1.16	-0.02
30 Yr. Fixed	4.78%	1.15	+0.01

 

MBA **
30 Yr. Fixed	4.96%	0.49	-0.01
15 Yr. Fixed	4.39%	0.50	+0.01
30 Yr. Jumbo	4.93%	0.31	+0.01
30 Yr. FHA	4.95%	0.80	+0.01
5/1 ARM	4.24%	0.48	+0.02

 

Freddie Mac **
30 Yr. Fixed	4.63%	0.50	-0.12
15 Yr. Fixed	4.07%	0.50	-0.14
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	4.04%	0.30	-0.03
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	95.97	-0.13
30YR FNMA 3.5	98.72	-0.02
30YR GNMA 3.0	97.38	-0.03
30YR GNMA 3.5	99.69	-0.03
15YR FNMA 3.0	99.05	+0.11
15YR FNMA 2.5	96.84	+0.08

 

Treasuries	Yield	Change
2 YR	2.7372%	-0.0248
5 YR	2.7340%	-0.0222
10 YR	2.8949%	-0.0182
30 YR	3.1496%	-0.0159

 

 

 

 

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Dec 14, 2018		Dec 13, 2018		Dec 7, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Nov Core US CPI Rate	2.2%	4.8%	2.1%	0.0%	2.1%	0.0%
Oct Core US PCE Idx	1.80%	-10.0%	2.00%	0.0%	2.00%	0.0%
Nov Non-Farm Payroll	155,000	-34.6%	237,000	0.0%	237,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.63%	-2.5%	4.75%	0.0%	4.75%	-3.8%
15 Yr FXD avg	4.07%	-3.3%	4.21%	0.0%	4.21%	-2.8%
Fundamentals
1 Year CMT	2.6770%	-0.4%	2.6880%	0.2%	2.6830%	-1.0%
10 Year CMT	2.91%	0.7%	2.89%	-0.7%	2.91%	-8.8%
2-Year Treasury	2.7370%	-0.5%	2.7500%	1.1%	2.7190%	-5.4%
10-Year Treasury	2.8890%	-0.3%	2.8970%	1.4%	2.8580%	-8.6%
30-Year Treasury	3.1460%	-0.2%	3.1510%	0.1%	3.1470%	-6.4%
12 MTA	2.254%	4.3%	2.160%	0.0%	2.160%	0.0%
USD 6M LIBOR	2.9009%	0.3%	2.8923%	0.1%	2.8891%	1.2%
USD 12M LIBOR	3.1124%	0.4%	3.1013%	-0.3%	3.1119%	-0.6%
USD 1M LIBOR	2.4551%	0.6%	2.4401%	2.2%	2.3869%	3.5%
11th District COFI	1.079%	6.0%	1.018%	0.0%	1.018%	0.0%
Federal Funds	2.25%	0.0%	2.25%	0.0%	2.25%	0.0%
Gold, Mini $/oz	1242.00	-0.5%	1248.25	-0.3%	1252.25	4.4%
Currencies
EUR/USD	1.1308	-0.5%	1.1362	-0.4%	1.1406	0.8%
USD/JPY	113.3957	-0.1%	113.5232	0.8%	112.6584	-0.9%
GBP/USD	1.2579	-0.7%	1.2668	-0.6%	1.2740	-2.0%
USD/CAD	1.3365	0.2%	1.3340	0.2%	1.3315	0.5%
AUD/USD	0.717839	-0.6%	0.722004	0.2%	0.720287	-0.4%
USD/CHF	0.9965	0.3%	0.9932	0.4%	0.9893	-1.6%