Magazyn Kieszeń (241) 12.01.2018

CENY @ 4:00 PM 11.30.18

10 yr note:                     +6/32 (18 bp) 3.007% -2.3 bp
5 yr note:                        +1/32 (3 bp) 2.84% -0.5 bp
2 Yr note:                        unch 2.81% unch
30 yr bond:                   +14/32 (44 bp) 3.30% -2.5 bp
Libor Rates:                   1 mo 2.349%; 3 mo 2.738%; 6 mo 2.885%; 1 yr 3.118% (11/29/18)
30 yr FNMA 4.5:           102.81 +5 bp (-1 bp frm 9:30)
15 yr FNMA 4.0:          101.85 +4 bp (+5 bp frm 9:30)
30 yr GNMA 4.5:          103.09 +10 bp (+4 bp frm 9:30)
Dollar/Yuan:                 $6.9590 +$0.0161
Dollar/Yen:                   113.54 +0.05 yen
Dollar/Euro:                  $1.1318 -$0.0076
Dollar Index:                97.26 +0.47
Gold:                             $1227.50 -$2.90
Crude Oil:                     $50.55 -$0.89
DJIA:                             25,538.46 +199.62
NASDAQ:                     7330.54 +57.45
S&P 500:                     2759.84 +22.09

Poland

Name			Value		Net Change		% Change		1 Month			1 Year	Time (EST)	2 Day
WIG20:IND WIG 20			2,291.08		-12.29		-0.53%		+4.25%			-4.88%	11:15 AM
WIG:IND WSE WIG INDEX			58,203.39		-209.55		-0.36%		+3.34%			-6.17%	11:15 AM
WIG30:IND WIG30			2,599.79		-7.37		-0.28%		+4.36%			-5.51%	11:15 AM
Currency	Value		Change		Net Change		Time (EST)		2 Day
EUR-USD	1.1317		-0.0076		-0.67%		4:59 PM
USD-JPY	113.5700		0.0900		+0.08%		4:59 PM
GBP-USD	1.2749		-0.0042		-0.33%		4:59 PM
AUD-USD	0.7306		-0.0013		-0.18%		4:59 PM
USD-CAD	1.3292		0.0010		+0.08%		4:59 PM
USD-CHF	0.9979		0.0018		+0.18%		4:59 PM

 

USD-CZK	22.9410	0.1520	+0.67%	4:59 PM
USD-SKK	26.6166	0.1752	+0.66%	4:59 PM
USD-PLN	3.7919	0.0302	+0.80%	4:59 PM
USD-HUF	285.9700	1.9300	+0.68%	4:59 PM
USD-RUB	67.0901	0.8336	+1.26%	4:58 PM

 

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.86%	+0.02
15 Yr FRM	4.37%	+0.02
FHA 30 Year Fixed	4.37%	+0.00
Jumbo 30 Year Fixed	4.54%	+0.02
5/1 Yr ARM	4.75%	+0.00
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	4.15%	1.16	-0.02
30 Yr. Fixed	4.78%	1.15	+0.01

 

MBA **
30 Yr. Fixed	4.96%	0.49	-0.01
15 Yr. Fixed	4.39%	0.50	+0.01
30 Yr. Jumbo	4.93%	0.31	+0.01
30 Yr. FHA	4.95%	0.80	+0.01
5/1 ARM	4.24%	0.48	+0.02

 

Freddie Mac **
30 Yr. Fixed	4.81%	0.50	-0.13
15 Yr. Fixed	4.25%	0.40	-0.11
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	4.12%	0.30	-0.02
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	95.33	+0.14
30YR FNMA 3.5	98.05	+0.09
30YR GNMA 3.0	96.27	+0.02
30YR GNMA 3.5	98.80	+0.09
15YR FNMA 3.0	98.66	+0.05
15YR FNMA 2.5	96.41	+0.03

 

Treasuries				Yield				Change
2 YR				2.8048%				-0.0039
5 YR				2.8378%				-0.0102
10 YR				3.0060%				-0.0256
30 YR				3.3031%				-0.0238
Prices as of: 11/30/2018 3:35PM EST
Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous			Previous
	Quote		Day			Week
	Nov 30, 2018		Nov 29, 2018			Nov 23, 2018
	Quote	% Chg	Quote		% Chg	Quote	% Chg
Macroeconomic Statistics
Oct Core US CPI Rate	2.1%	-4.5%	2.2%		0.0%	2.2%	0.0%
Oct Core US PCE Idx	1.80%	-10.0%	2.00%		0.0%	2.00%	0.0%
Oct Non-Farm Payroll	250,000	111.9%	118,000		0.0%	118,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.81%	0.0%	4.81%		0.0%	4.81%	-1.0%
15 Yr FXD avg	4.25%	0.2%	4.24%		0.0%	4.24%	-1.2%
Fundamentals
1 Year CMT	2.6880%	0.4%	2.6780%		0.5%	2.6660%	0.2%
10 Year CMT	3.06%	0.0%	3.06%		0.0%	3.06%	-0.6%
2-Year Treasury	2.8190%	0.4%	2.8070%		-0.3%	2.8160%	-2.1%
10-Year Treasury	3.0210%	-0.2%	3.0260%		-0.7%	3.0460%	-3.7%
30-Year Treasury	3.3200%	-0.1%	3.3240%		0.5%	3.3060%	-3.0%
12 MTA	2.160%	5.2%	2.053%		0.0%	2.053%	0.0%
USD 6M LIBOR	2.8852%	0.0%	2.8866%		0.0%	2.8873%	3.3%
USD 12M LIBOR	3.1187%	-0.5%	3.1341%		0.8%	3.1095%	1.3%
USD 1M LIBOR	2.3493%	0.2%	2.3446%		1.3%	2.3149%	0.7%
11th District COFI	1.018%	0.3%	1.015%		0.0%	1.015%	0.0%
Federal Funds	2.25%	0.0%	2.25%		0.0%	2.25%	0.0%
Gold, Mini $/oz	1222.00	-0.7%	1231.00		0.6%	1223.75	0.1%
Currencies
EUR/USD	1.1325	-0.5%	1.1384		0.5%	1.1331	0.2%
USD/JPY	113.5004	0.0%	113.4661		0.5%	112.9284	0.0%
GBP/USD	1.2757	-0.2%	1.2785		-0.3%	1.2824	0.4%
USD/CAD	1.3301	0.1%	1.3285		0.4%	1.3228	0.5%
AUD/USD	0.731054	-0.2%	0.732602		1.2%	0.723676	2.2%
USD/CHF	0.9985	0.2%	0.9961		-0.2%	0.9978	-1.1%