Magazyn Kieszeń (240) 11.23.2018

CENY @ 2:00 PM 11.23.18

10 yr note:                    +4/32 (12 bp) 3.05% -1 bp
5 yr note:                       +3/32 (9 bp) 2.87% -2 bp
2 Yr note:                       unch 2.81% unch
30 yr bond:                    +6/32 (18 bp) 3.30% -1 bp
Libor Rates:                   1 mo 2.314%; 3 mo 2.689%; 6 mo 2.887%; 1 yr 3.109%  (11/22/18)
30 yr FNMA 4.5:           102.47 +2 bp (-1 bp frm 10:00)
15 yr FNMA 4.0:          101.78 +7 bp (+3 bp frm 10:00)
30 yr GNMA 4.5:         102.66 -7 bp (-5 bp frm 10:00)
Dollar/Yuan:                $6.9485 +$0.0164
Dollar/Yen:                  112.85 -0.08 yen
Dollar/Euro:                $1.1330 -$0.0073
Dollar Index:               96.95 +0.46
Gold:                            $1223.40 -$4.60
Crude Oil:                    $50.39 -$4.24
DJIA:                            24,285.95 -178.74
NASDAQ:                    6938.98 -33.27
S&P 500:                    2632.56 -17.37

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
WIG20:IND WIG 20	2,225.39	-10.96	-0.49%	+6.85%	-10.24%	11:15 AM
WIG:IND WSE WIG INDEX	56,788.04	-144.58	-0.25%	+5.11%	-11.07%	11:15 AM
WIG30:IND WIG30	2,532.96	-11.36	-0.45%	+6.66%	-11.03%	11:15 AM

 

Currency	Value	Change	Net Change	Time (EST)	2 Day
EUR-USD	1.1337	-0.0066	-0.58%	4:59 PM
USD-JPY	112.9600	0.0100	+0.01%	4:59 PM
GBP-USD	1.2814	-0.0063	-0.49%	4:59 PM
AUD-USD	0.7233	-0.0021	-0.29%	4:59 PM
USD-CAD	1.3238	0.0048	+0.36%	4:59 PM
USD-CHF	0.9974	0.0024	+0.24%	4:59 PM

 

USD-CZK	22.8695	0.0700	+0.31%	4:59 PM
USD-SKK	26.5720	0.1573	+0.60%	4:59 PM
USD-PLN	3.7865	0.0185	+0.49%	4:59 PM
USD-HUF	284.0600	2.2300	+0.79%	4:59 PM
USD-RUB	66.2092	0.5616	+0.86%	4:58 PM

 

Primary Mortgage Markets

MND’s Daily Rate Survey
				52 Week
Product	Today	Yesterday	Change	Low	High
30 Yr FRM	4.94%	4.94%	—	3.95%	5.05%
15 Yr FRM	4.43%	4.43%	—	3.29%	4.53%
FHA 30 Year Fixed	4.45%	4.45%	—	3.55%	4.62%
Jumbo 30 Year Fixed	4.58%	4.58%	—	4.12%	4.81%
5/1 Yr ARM	4.75%	4.74%	+0.01	3.16%	4.75%
Updated: 11/23/18 2:27 PM

MND’s Rate Survey is Updated Daily (approx 4pm EST)

Learn More About Our Rate Survey

3.95%

5.05%

4.94%

3.29%

4.53%

4.43%

3.55%

4.62%

4.45%

4.12%

4.81%

4.58%

3.16%

4.75%

4.75%

	52 Week Range		Current Rate
FHFA				Rate		Points	Change
15 Yr. Fixed				4.15%		1.16	-0.02
30 Yr. Fixed				4.78%		1.15	+0.01
MBA
30 Yr. Fixed				4.96%		0.49	-0.01
15 Yr. Fixed				4.39%		0.50	+0.01
30 Yr. Jumbo				4.93%		0.31	+0.01
30 Yr. FHA				4.95%		0.80	+0.01
5/1 ARM				4.24%		0.48	+0.02
Freddie Mac
30 Yr. Fixed				4.94%		0.50	—
15 Yr. Fixed				4.36%		0.40	+0.03
1 Yr. ARM				2.68%		0.20	+0.01
5/1 Yr. ARM				4.14%		0.30	—

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Nov 23, 2018		Nov 22, 2018		Nov 16, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Oct Core US CPI Rate	2.1%	-4.5%	2.2%	0.0%	2.2%	0.0%
Sep Core US PCE Idx	2.00%	0.0%	2.00%	0.0%	2.00%	0.0%
Oct Non-Farm Payroll	250,000	111.9%	118,000	0.0%	118,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.81%	-2.6%	4.94%	0.0%	4.94%	1.9%
15 Yr FXD avg	4.24%	-2.8%	4.36%	0.7%	4.33%	1.6%
Fundamentals
1 Year CMT	2.6660%	0.0%	2.6660%	-0.2%	2.6720%	1.1%
10 Year CMT	3.06%	0.0%	3.06%	-2.5%	3.14%	-1.9%
2-Year Treasury	2.8160%	0.0%	2.8160%	0.3%	2.8080%	-1.1%
10-Year Treasury	3.0540%	-0.4%	3.0650%	0.0%	3.0650%	-1.5%
30-Year Treasury	3.3100%	-0.2%	3.3160%	-0.1%	3.3180%	-0.5%
12 MTA	2.160%	5.2%	2.053%	0.0%	2.053%	0.0%
USD 6M LIBOR	2.8873%	0.0%	2.8859%	0.9%	2.8602%	4.1%
USD 12M LIBOR	3.1095%	0.0%	3.1104%	-0.3%	3.1184%	2.8%
USD 1M LIBOR	2.3149%	0.0%	2.3151%	0.5%	2.3025%	0.9%
11th District COFI	1.018%	0.3%	1.015%	0.0%	1.015%	0.0%
Federal Funds	2.25%	0.0%	2.25%	0.0%	2.25%	0.0%
Gold, Mini $/oz	1223.75	-0.4%	1229.00	0.9%	1217.75	-1.3%
Currencies
EUR/USD	1.1328	-0.8%	1.1418	0.1%	1.1409	0.1%
USD/JPY	112.7355	-0.2%	112.9712	0.1%	112.8383	0.5%
GBP/USD	1.2804	-0.6%	1.2875	0.4%	1.2823	-0.5%
USD/CAD	1.3208	0.0%	1.3202	0.5%	1.3141	0.8%
AUD/USD	0.723472	-0.2%	0.725207	-1.1%	0.733369	3.8%
USD/CHF	0.9981	0.3%	0.9947	-0.5%	0.9998	0.1%