Magazyn Kieszeń (213)

CENY @ 4:00 PM. 05.18.2018

10 yr note:                      +13/32 (41 bp) 3.06% -5 bp
5 yr note:                        +7/32 (22 bp) 2.89% -4 bp
2 Yr note:                        +2/32 (6 bp) 2.55% -2 bp
30 yr bond:                     +27/32 (84 bp) 3.20%-5 bp
Libor Rates:                    1 mo 1.947%; 3 mo 2.331%; 6 mo 2.499%; 1 yr 2.766%
30 yr FNMA 4.0 June:  101.25 +31 bp (+11 bp frm 9:30)
15 yr FNMA 4.0:           102.33 +11 bp (+6 bp frm 9:30)
30 yr GNMA 4.0:          101.81 +30 bp (+11 bp frm 9:30)
Dollar/Yen:                    110.72 -0.05 yen
Dollar/Euro:                  $1.1768 -$0.0026
Dollar Index:                 93.66 +0.19
Gold:                              $1292.40 +$3.00
Crude Oil:                     $71.31 -$0.18
DJIA:                             24,715.09 +1.11
NASDAQ:                     7354.34 -28.13
S&P 500:                     2712.98 -7.15

Poland

Name			Value		Net Change		% Change		1 Month			1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20			2,230.32		-25.46		-1.13%		-2.95%			-4.22%	11:15 AM
WIG:IND WSE WIG INDEX			58,740.33		-596.94		-1.01%		-2.33%			-3.29%	11:15 AM
WIG30:IND WIG30			2,578.00		-34.49		-1.32%		-2.96%			-3.52%	11:15 AM
Currency	Value		Change		Net Change		Time (EDT)		2 Day
EUR-USD	1.1772		-0.0023		-0.19%		4:59 PM
USD-JPY	110.7800		0.0100		+0.01%		4:59 PM
GBP-USD	1.3469		-0.0047		-0.35%		4:59 PM
AUD-USD	0.7511		0.0000		0.00%		4:59 PM
USD-CAD	1.2885		0.0077		+0.60%		4:59 PM
USD-CHF	0.9980		-0.0035		-0.35%		4:59 PM

 

USD-CZK	21.7824	0.0889	+0.41%	4:59 PM
USD-SKK	25.5939	0.0514	+0.20%	4:59 PM
USD-PLN	3.6504	0.0078	+0.21%	4:59 PM
USD-HUF	270.2800	1.2600	+0.47%	4:59 PM
USD-RUB	62.3560	0.1909	+0.31%	4:58 PM

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.78%	-0.01
15 Yr FRM	4.21%	-0.01
FHA 30 Year Fixed	4.50%	+0.00
Jumbo 30 Year Fixed	4.80%	-0.01
5/1 Yr ARM	4.00%	+0.00
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.61%	0.40	+0.06
15 Yr. Fixed	4.08%	0.40	+0.07
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.82%	0.30	+0.05
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	95.61	+0.30
30YR FNMA 3.5	98.56	+0.34
30YR GNMA 3.0	96.83	+0.19
30YR GNMA 3.5	99.50	+0.17
15YR FNMA 3.0	98.63	+0.22
15YR FNMA 2.5	96.64	+0.28

 

Treasuries	Yield	Change
2 YR	2.5488%	-0.0241
5 YR	2.8881%	-0.0512
10 YR	3.0596%	-0.0553
30 YR	3.2024%	-0.0480

 

 

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.56%
• 0.13
• 4.43%

• 15 yr fixed mtg
• 3.98%
• 0.12
• 3.86%

• 30 yr fixed jumbo mtg
• 4.75%
• 0.07
• 4.68%

• 5/1 ARM
• 4.40%
• 0.11
• 4.29%

• 7/1 ARM
• 4.35%
• 0.15
• 4.20%

• 15 yr fixed jumbo mtg
• 4.79%
• 0.20
• 4.59%

• 10 yr fixed mtg
• 3.87%
• 0.12
• 3.75%

• 20 yr fixed mtg
• 4.45%
• 0.14
• 4.31%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.39%
• 0.08
• 2.31%

• 6 month CD
• 1.29%
• 0.12
• 1.41%

• 1 yr CD
• 2.18%
• 0.03
• 2.15%

• 5 yr CD
• 2.67%
• 0.06
• 2.61%

• 1 yr jumbo CD
• 1.61%
• 0.04
• 1.57%

• 18 month CD
• 2.06%
• 0.15
• 1.91%

• 3 month CD
• 0.75%
• 0.02
• 0.77%

• 2 yr CD
• 2.34%
• 0.06
• 2.28%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.58%
• 0.05
• 13.53%

• Balance Transfer Credit Cards
• 15.96%
• 0.03
• 15.93%

• Student Credit Cards
• 16.26%
• 0.12
• 16.14%

• Cash Back Credit Cards
• 16.99%
• 0.01
• 16.98%

• Airline Credit Cards
• 16.66%
• —
• 16.66%

• Reward Credit Cards
• 16.81%
• —
• 16.81%

• Business Credit Cards
• 14.34%
• —
• 14.34%

• Credit Cards For Bad Credit
• 23.77%
• —
• 23.77%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.24%
• 0.03
• 4.21%

• 48 month used car loan
• 4.43%
• 0.03
• 4.40%

• 48 month new car loan
• 4.28%
• 0.02
• 4.26%

• 36 month used car loan
• 4.44%
• 0.01
• 4.43%

• 36 month new car loan
• 4.21%
• 0.02
• 4.19%

• 60 month new car loan
• 4.38%
• 0.03
• 4.35%

• 72 month new car loan
• 4.17%
• 0.05
• 4.12%

• 60 month auto refinance
• 2.86%
• —
• 2.86%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	May 18, 2018		May 17, 2018		May 11, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Apr Core US CPI Rate	2.1%	0.0%	2.1%	0.0%	2.1%	0.0%
Mar Core US PCE Idx	1.90%	18.8%	1.60%	0.0%	1.60%	6.7%
Apr Non-Farm Payroll	164,000	21.5%	135,000	0.0%	135,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.61%	1.3%	4.55%	0.0%	4.55%	2.9%
15 Yr FXD avg	4.08%	1.7%	4.01%	0.0%	4.01%	3.6%
Fundamentals
1 Year CMT	2.2950%	0.5%	2.2842%	1.7%	2.2457%	4.8%
10 Year CMT	3.09%	0.3%	3.08%	2.7%	3.00%	6.0%
2-Year Treasury	2.5530%	-0.2%	2.5571%	0.9%	2.5349%	4.6%
10-Year Treasury	3.0730%	-0.9%	3.1003%	4.7%	2.9604%	3.4%
30-Year Treasury	3.2140%	-0.7%	3.2379%	4.5%	3.0985%	1.6%
12 MTA	1.548%	5.9%	1.461%	0.0%	1.461%	0.0%
USD 6M LIBOR	2.4994%	0.2%	2.4944%	-0.9%	2.5169%	0.6%
USD 12M LIBOR	2.7665%	0.2%	2.7615%	-0.2%	2.7681%	0.8%
USD 1M LIBOR	1.9478%	0.7%	1.9350%	0.9%	1.9184%	1.2%
11th District COFI	0.814%	-0.2%	0.816%	0.0%	0.816%	0.0%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	0.0%
Gold, Mini $/oz	1286.75	-0.1%	1288.25	-2.8%	1325.00	-2.1%
Currencies
EUR/USD	1.1778	-0.1%	1.1792	-1.4%	1.1954	-3.5%
USD/JPY	110.5422	-0.3%	110.8326	1.4%	109.3055	1.8%
GBP/USD	1.3485	-0.2%	1.3517	-0.2%	1.3541	-4.7%
USD/CAD	1.2877	0.4%	1.2822	0.1%	1.2806	1.3%
AUD/USD	0.751891	0.1%	0.750808	-0.4%	0.753815	-3.2%
USD/CHF	0.9960	-0.6%	1.0017	0.2%	0.9992	3.2%