Magazyn Kieszeń (212)

CENY @ 4:00 PM 05.04.2018

10 yr note:                       +1/32 (3 bp) 2.95% unch
5 yr note:                          unch 2.48% unch
2 Yr note:                         -2/32 (6 bp) 2.50% +2 bp
30 yr bond:                      +2/32 (6 bp) 3.116% +0.4 bp
Libor Rates:                      1 mo 1.922%; 3 mo 2.363%; 6 mo 2.514%; 1 yr 2.772%
30 yr FNMA 4.0 May:     101.86 +6 bp (-7 bp frm 9:30)
15 yr FNMA 4.0:             102.55 -1 bp (-3 bp frm 9:30)
30 yr GNMA 4.0:            102.25 +9 bp (-2 bp frm 9:30)
Dollar/Yen:                      109.12 -0.07
Dollar/Euro:                    $1.1955 -$0.0028
Dollar Index:                   92.62 +0.18
Gold:                                $1314.50 +$1.80
Crude Oil:                        $69.72 +$1.29
DJIA:                                24,262.51 +332.36
NASDAQ:                        7209.62 +121.47
S&P 500:                        2663.42 +33.69

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,233.35	-58.57	-2.56%	-1.13%	-6.25%	11:15 AM
WIG:IND WSE WIG INDEX	58,883.65	-1,182.81	-1.97%	-1.12%	-4.77%	11:15 AM
WIG30:IND WIG30	2,581.50	-60.14	-2.28%	-1.38%	-5.19%	11:15 AM

 

Currency		Value		Change			Net Change		Time (EDT)			2 Day
EUR-USD		1.1960		-0.0028			-0.23%		4:59 PM
USD-JPY		109.1200		-0.0700			-0.06%		4:59 PM
GBP-USD		1.3531		-0.0044			-0.32%		4:59 PM
AUD-USD		0.7539		0.0007			+0.09%		4:59 PM
USD-CAD		1.2846		-0.0001			-0.01%		4:59 PM
USD-CHF		1.0000		0.0025			+0.25%		4:59 PM
USD-CZK		21.3100		0.0425	+0.20%		4:59 PM
USD-SKK		25.1861		0.0573	+0.23%		4:59 PM
USD-PLN		3.5520		-0.0067	-0.19%		4:59 PM
USD-HUF		262.5100		0.6600	+0.25%		4:59 PM
USD-RUB		62.4574		-0.5435	-0.86%		4:58 PM

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.62%	+0.00
15 Yr FRM	4.00%	+0.00
FHA 30 Year Fixed	4.45%	+0.00
Jumbo 30 Year Fixed	4.68%	+0.01
5/1 Yr ARM	3.78%	-0.02
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.55%	0.50	-0.03
15 Yr. Fixed	4.03%	0.40	+0.01
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.69%	0.30	-0.05
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.27	-0.16
30YR FNMA 3.5	99.28	+0.05
30YR GNMA 3.0	97.56	+0.14
30YR GNMA 3.5	100.08	+0.03
15YR FNMA 3.0	99.19	+0.02
15YR FNMA 2.5	97.17	-0.02

 

Treasuries	Yield	Change
2 YR	2.5050%	+0.0248
5 YR	2.7871%	+0.0051
10 YR	2.9515%	+0.0038
30 YR	3.1229%	+0.0000
Prices as of: 5/4/2018 5:06PM EST
Current MBS / Treasury Prices »

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.42%
• 0.04
• 4.46%

• 15 yr fixed mtg
• 3.85%
• 0.01
• 3.86%

• 30 yr fixed jumbo mtg
• 4.67%
• 0.04
• 4.71%

• 5/1 ARM
• 4.27%
• 0.05
• 4.32%

• 7/1 ARM
• 4.20%
• 0.01
• 4.19%

• 15 yr fixed jumbo mtg
• 4.56%
• 0.16
• 4.72%

• 10 yr fixed mtg
• 3.75%
• 0.01
• 3.76%

• 20 yr fixed mtg
• 4.31%
• 0.04
• 4.35%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.32%
• 0.03
• 2.29%

• 6 month CD
• 1.38%
• 0.04
• 1.34%

• 1 yr CD
• 2.11%
• 0.01
• 2.10%

• 5 yr CD
• 2.66%
• 0.05
• 2.61%

• 1 yr jumbo CD
• 1.56%
• 0.01
• 1.55%

• 18 month CD
• 2.00%
• 0.07
• 1.93%

• 3 month CD
• 0.75%
• 0.03
• 0.78%

• 2 yr CD
• 2.23%
• 0.01
• 2.22%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.53%
• 0.04
• 13.49%

• Balance Transfer Credit Cards
• 15.93%
• 0.03
• 15.90%

• Student Credit Cards
• 16.14%
• —
• 16.14%

• Cash Back Credit Cards
• 16.98%
• 0.05
• 16.93%

• Airline Credit Cards
• 16.66%
• —
• 16.66%

• Reward Credit Cards
• 16.81%
• 0.03
• 16.78%

• Business Credit Cards
• 14.34%
• —
• 14.34%

• Credit Cards For Bad Credit
• 23.77%
• 0.03
• 23.74%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.23%
• —
• 4.23%

• 48 month used car loan
• 4.41%
• 0.16
• 4.25%

• 48 month new car loan
• 4.25%
• 0.42
• 3.83%

• 36 month used car loan
• 4.41%
• 0.18
• 4.23%

• 36 month new car loan
• 4.16%
• 0.56
• 3.60%

• 60 month new car loan
• 4.33%
• 0.37
• 3.96%

• 72 month new car loan
• 4.13%
• 0.35
• 3.78%

• 60 month auto refinance
• 2.86%
• 0.12
• 2.98%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	May 4, 2018		May 3, 2018		Apr 27, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Mar Core US CPI Rate	2.1%	16.7%	1.8%	0.0%	1.8%	0.0%
Mar Core US PCE Idx	1.90%	18.8%	1.60%	0.0%	1.60%	6.7%
Apr Non-Farm Payroll	164,000	21.5%	135,000	0.0%	135,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.55%	-0.7%	4.58%	0.0%	4.58%	3.2%
15 Yr FXD avg	4.03%	0.2%	4.02%	0.0%	4.02%	3.1%
Fundamentals
1 Year CMT	2.2360%	0.6%	2.2231%	-0.3%	2.2288%	8.6%
10 Year CMT	2.97%	0.0%	2.97%	-2.0%	3.03%	11.0%
2-Year Treasury	2.5010%	1.0%	2.4762%	-0.3%	2.4838%	7.9%
10-Year Treasury	2.9520%	0.2%	2.9458%	-0.4%	2.9568%	5.2%
30-Year Treasury	3.1260%	0.2%	3.1213%	-0.1%	3.1245%	2.8%
12 MTA	1.548%	5.9%	1.461%	0.0%	1.461%	0.0%
USD 6M LIBOR	2.5149%	0.1%	2.5127%	-0.4%	2.5218%	2.5%
USD 12M LIBOR	2.7727%	-0.1%	2.7769%	0.2%	2.7699%	3.7%
USD 1M LIBOR	1.9227%	0.3%	1.9171%	0.9%	1.9008%	1.2%
11th District COFI	0.814%	-0.2%	0.816%	0.0%	0.816%	0.0%
Federal Funds	1.75%	0.0%	1.75%	0.0%	1.75%	0.0%
Gold, Mini $/oz	1312.50	-0.1%	1313.25	-0.7%	1322.50	-1.3%
Currencies
EUR/USD	1.1945	-0.4%	1.1993	-1.2%	1.2139	-1.2%
USD/JPY	109.1378	0.1%	109.0425	0.0%	109.0685	2.1%
GBP/USD	1.3524	-0.3%	1.3565	-1.6%	1.3782	-2.1%
USD/CAD	1.2844	0.0%	1.2850	0.2%	1.2827	0.6%
AUD/USD	0.754372	0.2%	0.753019	-0.6%	0.757500	-1.8%
USD/CHF	0.9997	0.3%	0.9968	1.1%	0.9863	2.7%