Magazyn Kieszeń (206)

CENY @ 4:00 PM 03.23.2018

10 yr note:                      +4/32 (12 bp) 2.81% -1 bp
5 yr note:                        +3/32 (9 bp) 2.60% -3 bp
2 Yr note:                        +1/32 (3 bp) 2.27% -2 bp
30 yr bond:                     unch 3.06% unch
Libor Rates:                    1 mo 1.871%; 3 mo 2.285%; 6 mo 2.447%; 1 yr 2.677%
30 yr FNMA 4.0 Apr:    102.36 unch (+8 bp frm 9:30)
15 yr FNMA 3.5:           101.73 +3 bp (+6 bp frm 9:30)
30 yr GNMA 4.0:          103.59 +3 bp (+6 bp frm 9:30)
Dollar/Yen:                   104.70 -0.58 yen
Dollar/Euro:                  $1.2365 +$0.0061
Dollar Index:                89.43 -0.39
Gold:                              $1354.10 +$20.90
Crude Oil:                     $65.89 +$1.59
DJIA:                             23,533.20 -424.69
NASDAQ:                     6992.57 -174.01
S&P 500:                     2588.26 -55.43

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,257.22	-16.88	-0.74%	-6.29%	+1.00%	12:15 PM
WIG:IND WSE WIG INDEX	59,436.36	-426.19	-0.71%	-5.14%	+0.62%	12:15 PM
WIG30:IND WIG30	2,607.19	-20.26	-0.77%	-5.74%	+1.14%	12:15 PM

 

Currency		Value		Change			Net Change		Time (EDT)			2 Day
EUR-USD		1.2353		0.0051			+0.41%		4:59 PM
USD-JPY		104.7400		-0.5400			-0.51%		4:59 PM
GBP-USD		1.4132		0.0036			+0.26%		4:59 PM
AUD-USD		0.7699		0.0006			+0.08%		4:59 PM
USD-CAD		1.2895		-0.0044			-0.34%		4:59 PM
USD-CHF		0.9474		-0.0018			-0.19%		4:59 PM
USD-CZK		20.5760		-0.0759	-0.37%		4:59 PM
USD-SKK		24.3860		-0.1045	-0.43%		4:59 PM
USD-PLN		3.4209		-0.0120	-0.35%		4:59 PM
USD-HUF		253.2700		-0.4900	-0.19%		4:59 PM
USD-RUB		57.3013		0.0379	+0.07%		4:58 PM

 

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.55%	+0.01
15 Yr FRM	3.91%	+0.00
FHA 30 Year Fixed	4.34%	+0.00
Jumbo 30 Year Fixed	4.57%	+0.01
5/1 Yr ARM	3.65%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.68%	0.46	-0.01
15 Yr. Fixed	4.12%	0.51	+0.05
30 Yr. Jumbo	4.55%	0.37	+0.00
30 Yr. FHA	4.69%	0.81	-0.04
5/1 ARM	3.83%	0.68	-0.10

 

Freddie Mac **
30 Yr. Fixed	4.45%	0.50	+0.01
15 Yr. Fixed	3.91%	0.50	+0.01
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.68%	0.40	+0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	97.09	-0.02
30YR FNMA 3.5	99.88	+0.02
30YR GNMA 3.0	97.98	-0.03
30YR GNMA 3.5	100.58	-0.05
15YR FNMA 3.0	99.63	+0.05
15YR FNMA 2.5	97.63	+0.02

 

Treasuries	Yield	Change
2 YR	2.2579%	-0.0249
5 YR	2.6027%	-0.0187
10 YR	2.8135%	-0.0091
30 YR	3.0624%	+0.0040

 

• 30 yr fixed mtg
• 4.30%
• 0.01
• 4.29%

• 15 yr fixed mtg
• 3.75%
• 0.04
• 3.71%

• 30 yr fixed jumbo mtg
• 4.57%
• 0.01
• 4.56%

• 5/1 ARM
• 4.17%
• 0.13
• 4.04%

• 7/1 ARM
• 4.06%
• 0.02
• 4.08%

• 15 yr fixed jumbo mtg
• 4.51%
• 0.04
• 4.47%

• 10 yr fixed mtg
• 3.62%
• 0.02
• 3.60%

• 20 yr fixed mtg
• 4.14%
• 0.02
• 4.12%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.16%
• 0.06
• 2.10%

• 6 month CD
• 1.30%
• 0.12
• 1.18%

• 1 yr CD
• 2.01%
• 0.04
• 1.97%

• 5 yr CD
• 2.45%
• 0.02
• 2.43%

• 1 yr jumbo CD
• 1.51%
• 0.01
• 1.50%

• 18 month CD
• 1.92%
• 0.06
• 1.98%

• 3 month CD
• 0.71%
• —
• 0.71%

• 2 yr CD
• 2.16%
• —
• 2.16%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.14%
• —
• 13.14%

• Balance Transfer Credit Cards
• 15.63%
• —
• 15.63%

• Student Credit Cards
• 15.92%
• —
• 15.92%

• Cash Back Credit Cards
• 16.67%
• —
• 16.67%

• Airline Credit Cards
• 16.41%
• —
• 16.41%

• Reward Credit Cards
• 16.51%
• —
• 16.51%

• Business Credit Cards
• 13.93%
• —
• 13.93%

• Credit Cards For Bad Credit
• 23.62%
• —
• 23.62%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 3.91%
• 0.02
• 3.89%

• 48 month used car loan
• 3.93%
• 0.06
• 3.87%

• 48 month new car loan
• 3.63%
• 0.08
• 3.55%

• 36 month used car loan
• 3.94%
• 0.07
• 3.87%

• 36 month new car loan
• 3.45%
• 0.08
• 3.37%

• 60 month new car loan
• 3.72%
• 0.07
• 3.65%

• 72 month new car loan
• 3.85%
• 0.03
• 3.82%

• 60 month auto refinance
• 2.98%
• —
• 2.98%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Mar 23, 2018		Mar 22, 2018		Mar 16, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Feb Core US CPI Rate	1.8%	0.0%	1.8%	0.0%	1.8%	0.0%
Jan Core US PCE Idx	1.50%	0.0%	1.50%	0.0%	1.50%	0.0%
Feb Non-Farm Payroll	313,000	31.0%	239,000	0.0%	239,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.45%	0.2%	4.44%	0.0%	4.44%	1.4%
15 Yr FXD avg	3.91%	0.3%	3.90%	0.0%	3.90%	1.6%
Fundamentals
1 Year CMT	2.0200%	-0.8%	2.0360%	-0.2%	2.0393%	1.6%
10 Year CMT	2.89%	0.0%	2.89%	2.8%	2.81%	-2.1%
2-Year Treasury	2.2750%	0.2%	2.2700%	-1.1%	2.2950%	1.5%
10-Year Treasury	2.8390%	1.2%	2.8060%	-1.5%	2.8500%	-3.0%
30-Year Treasury	3.0790%	0.9%	3.0530%	-0.9%	3.0810%	-3.9%
12 MTA	1.368%	6.7%	1.282%	0.0%	1.282%	6.7%
USD 6M LIBOR	2.4473%	0.5%	2.4342%	3.9%	2.3418%	10.0%
USD 12M LIBOR	2.6770%	0.0%	2.6764%	2.9%	2.6014%	8.0%
USD 1M LIBOR	1.8715%	0.6%	1.8613%	2.9%	1.8082%	13.3%
11th District COFI	0.777%	3.2%	0.753%	0.0%	0.753%	0.0%
Federal Funds	1.75%	0.0%	1.75%	16.7%	1.50%	0.0%
Gold, Mini $/oz	1347.00	1.4%	1329.00	1.4%	1310.75	-1.5%
Currencies
EUR/USD	1.2370	0.3%	1.2330	0.3%	1.2297	0.2%
USD/JPY	104.9774	0.0%	104.9283	-1.0%	106.0124	-1.4%
GBP/USD	1.4140	0.2%	1.4116	1.3%	1.3929	0.1%
USD/CAD	1.2850	-0.7%	1.2940	-1.1%	1.3085	3.1%
AUD/USD	0.772757	0.4%	0.769980	-0.2%	0.771372	-1.0%
USD/CHF	0.9476	0.0%	0.9475	-0.6%	0.9529	1.4%