Magazyn Kieszeń (205)

CENY @ 4:00 PM 03.16.2018

10 yr note:                      -5/32 (15 bp) 2.85% +3 bp
5 yr note:                         -2/32 (6 bp) 2.64% +3 bp
2 Yr note:                         +1/32 (3 bp) 2.29% +1 bp
30 yr bond:                      -14/32 (44 bp) 3.08% +2 bp
Libor Rates:                     1 mo 1.808%; 3 mo 2.177%; 6 mo 2.341%; 1 yr 2.601%
30 yr FNMA 4.0 Apr:     102.34 -5 bp (+1 bp frm 9:30)
15 yr FNMA 3.5:            101.72 -3 bp (unch frm 9:30)
30 yr GNMA 4.0:           102.72 -6 bp (unch frm 9:30)
Dollar/Yen:                     106.08 -0.25 yen
Dollar/Euro:                    $1.2287 -$0.0023
Dollar Index:                   90.21 +0.08
Gold:                                $1313.20 -$4.60
Crude Oil:                       $62.29 +$1.10
DJIA:                               24,946.51 +72.85
NASDAQ:                       7481.99 +0.25
S&P 500:                       2751.84 +4.51

Poland

Name			Value		Net Change		% Change		1 Month			1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20			2,285.08		-36.79		-1.58%		-5.12%			-0.52%	12:15 PM
WIG:IND WSE WIG INDEX			60,391.42		-765.49		-1.25%		-3.84%			-0.08%	12:15 PM
WIG30:IND WIG30			2,649.94		-43.27		-1.61%		-4.54%			+0.19%	12:15
Currency	Value		Change		Net Change		Time (EDT)		2 Day
EUR-USD	1.2290		-0.0015		-0.12%		4:59 PM
USD-JPY	106.0100		-0.3300		-0.31%		4:59 PM
GBP-USD	1.3942		0.0005		+0.04%		4:59 PM
AUD-USD	0.7713		-0.0085		-1.09%		4:59 PM
USD-CAD	1.3096		0.0044		+0.34%		4:59 PM
USD-CHF	0.9520		0.0006		+0.06%		4:59 PM

 

USD-CZK	20.6795	0.0406	+0.20%	4:59 PM
USD-SKK	24.5126	0.0292	+0.12%	4:59 PM
USD-PLN	3.4316	0.0075	+0.22%	4:59 PM
USD-HUF	252.9800	0.0400	+0.02%	4:59 PM
USD-RUB	57.5190	0.0810	+0.14%	4:58 PM

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.29%
• 0.07
• 4.36%

• 15 yr fixed mtg
• 3.71%
• 0.04
• 3.75%

• 30 yr fixed jumbo mtg
• 4.56%
• 0.03
• 4.59%

• 5/1 ARM
• 4.04%
• 0.15
• 4.19%

• 7/1 ARM
• 4.08%
• 0.11
• 4.19%

• 15 yr fixed jumbo mtg
• 4.47%
• 0.03
• 4.50%

• 10 yr fixed mtg
• 3.60%
• 0.05
• 3.65%

• 20 yr fixed mtg
• 4.12%
• 0.05

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.10%
• 0.02
• 2.08%

• 6 month CD
• 1.18%
• 0.10
• 1.28%

• 1 yr CD
• 1.97%
• 0.03
• 1.94%

• 5 yr CD
• 2.43%
• 0.04
• 2.39%

• 1 yr jumbo CD
• 1.50%
• 0.01
• 1.49%

• 18 month CD
• 1.98%
• 0.01
• 1.97%

• 3 month CD
• 0.71%
• 0.01
• 0.72%

• 2 yr CD
• 2.16%
• 0.03
• 2.13%

• 4.17%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.14%
• —
• 13.14%

• Balance Transfer Credit Cards
• 15.63%
• —
• 15.63%

• Student Credit Cards
• 15.92%
• —
• 15.92%

• Cash Back Credit Cards
• 16.67%
• —
• 16.67%

• Airline Credit Cards
• 16.41%
• —
• 16.41%

• Reward Credit Cards
• 16.51%
• —
• 16.51%

• Business Credit Cards
• 13.93%
• —
• 13.93%

• Credit Cards For Bad Credit
• 23.62%
• —
• 23.62%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 3.89%
• 0.03
• 3.86%

• 48 month used car loan
• 3.87%
• 0.02
• 3.85%

• 48 month new car loan
• 3.55%
• 0.01
• 3.54%

• 36 month used car loan
• 3.87%
• 0.02
• 3.85%

• 36 month new car loan
• 3.37%
• 0.02
• 3.35%

• 60 month new car loan
• 3.65%
• 0.01
• 3.64%

• 72 month new car loan
• 3.82%
• 0.02
• 3.80%

• 60 month auto refinance
• 2.98%
• 0.02
• 2.96%

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	4.53%	+0.01
15 Yr FRM	3.91%	+0.01
FHA 30 Year Fixed	4.31%	+0.01
Jumbo 30 Year Fixed	4.56%	+0.01
5/1 Yr ARM	3.64%	+0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.65%	1.14	+0.09
30 Yr. Fixed	4.19%	1.21	+0.02

 

MBA **
30 Yr. Fixed	4.64%	0.61	+0.07
15 Yr. Fixed	4.02%	0.66	+0.02
30 Yr. Jumbo	4.62%	0.50	+0.07
30 Yr. FHA	4.58%	0.71	+0.04
5/1 ARM	3.72%	0.39	-0.02

 

Freddie Mac **
30 Yr. Fixed	4.44%	0.50	-0.02
15 Yr. Fixed	3.90%	0.50	-0.04
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.67%	0.40	+0.04
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	96.97	-0.09
30YR FNMA 3.5	99.81	-0.03
30YR GNMA 3.0	98.02	-0.06
30YR GNMA 3.5	100.67	-0.06
15YR FNMA 3.0	99.61	-0.05
15YR FNMA 2.5	97.55	-0.05

 

Treasuries	Yield	Change
2 YR	2.2950%	+0.0083
5 YR	2.6435%	+0.0153
10 YR	2.8445%	+0.0183
30 YR	3.0770%	+0.0194
Prices as of: 3/16/2018 5:06PM EST

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Mar 16, 2018		Mar 15, 2018		Mar 9, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Feb Core US CPI Rate	1.8%	0.0%	1.8%	0.0%	1.8%	0.0%
Jan Core US PCE Idx	1.50%	0.0%	1.50%	0.0%	1.50%	0.0%
Feb Non-Farm Payroll	313,000	31.0%	239,000	0.0%	239,000	0.0%
Mortgage Rates
30 Yr FXD avg	4.44%	-0.4%	4.46%	0.0%	4.46%	3.2%
15 Yr FXD avg	3.90%	-1.0%	3.94%	0.0%	3.94%	4.5%
Fundamentals
1 Year CMT	2.0600%	1.0%	2.0395%	4.4%	1.9537%	-0.9%
10 Year CMT	2.81%	-1.1%	2.84%	-1.7%	2.89%	1.0%
2-Year Treasury	2.2950%	0.4%	2.2868%	0.9%	2.2661%	3.8%
10-Year Treasury	2.8500%	1.1%	2.8189%	-2.8%	2.9011%	-0.4%
30-Year Treasury	3.0790%	1.1%	3.0447%	-3.8%	3.1638%	0.1%
12 MTA	1.368%	6.7%	1.282%	0.0%	1.282%	6.7%
USD 6M LIBOR	2.3418%	0.9%	2.3211%	2.7%	2.2593%	9.8%
USD 12M LIBOR	2.6014%	0.4%	2.5901%	2.3%	2.5326%	8.8%
USD 1M LIBOR	1.8082%	1.2%	1.7864%	2.7%	1.7396%	9.6%
11th District COFI	0.777%	3.2%	0.753%	0.0%	0.753%	0.0%
Federal Funds	1.50%	0.0%	1.50%	0.0%	1.50%	0.0%
Gold, Mini $/oz	1310.75	-0.4%	1315.75	-0.7%	1324.50	-2.0%
Currencies
EUR/USD	1.2298	0.0%	1.2299	0.0%	1.2296	-1.2%
USD/JPY	106.1268	-0.1%	106.2126	-0.5%	106.7892	-0.1%
GBP/USD	1.3936	0.1%	1.3926	0.6%	1.3849	-1.1%
USD/CAD	1.3092	0.3%	1.3058	1.9%	1.2811	2.5%
AUD/USD	0.773182	-0.8%	0.779510	-0.7%	0.785157	-0.9%
USD/CHF	0.9534	0.2%	0.9510	-0.1%	0.9522	2.5%