Magazyn Kieszeń (196)

CENY @ 4:00 PM 01.05.2018

10 yr note:                          -6/32 (18 bp) 2.48% +3 bp
5 yr note:                             -2/32 (6 bp) 2.29% +2 bp
2 Yr note:                            -1/32 (3 bp) 1.96% +1 bp
30 yr bond:                         -11/32 (34 bp) 2.81% +2.5 bp
Libor Rates:                        1 mo 1.555%; 3 mo 1.703%; 6 mo 1.858%; 1 yr 2.138%          
30 yr FNMA 3.5 Jan:         102.52 -9 bp (-11 bp frm 9:30)
15 yr FNMA 3.0:               101.68 -10 bp (-5 bp frm 9:30)
30 yr GNMA 3.5:              103.17 -14 bp (-14 bp frm 9:30)
Dollar/Yen:                        113.13 +0.88 yen
Dollar/Euro:                      $1.2041 -$0.0027
Dollar Index:                     91.97 +0.11
Gold:                                   $1319.70 -$1.90
Crude Oil:                          $61.50 -$0.51
DJIA:                                  25,295.87 +220.74
NASDAQ:                          7136.56 +58.64
S&P 500:                          2743.15 +19.16

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
WIG20:IND WIG 20	2,529.55	-3.62	-0.14%	+5.01%	+26.56%	1/5/2018
WIG:IND WSE WIG INDEX	65,314.32	+16.36	+0.03%	+4.62%	+23.89%	1/5/2018
WIG30:IND WIG30	2,911.75	-2.02	-0.07%	+5.14%	+27.14%	1/5/2018

 

Currency		Value		Change		Net Change		Time (EST)			2 Day
EUR-USD		1.2028		-0.0001		-0.01%		1:14 PM
USD-JPY		113.0800		0.0300		+0.03%		1:03 PM
GBP-USD		1.3566		-0.0005		-0.04%		1:04 PM
AUD-USD		0.7865		0.0001		+0.01%		1:13 PM
USD-CAD		1.2415		0.0003		+0.02%		1:13 PM
USD-CHF		0.9747		0.0005		+0.05%		1/5/2018
USD-CZK	21.2473		0.0173		+0.08%		1:15 PM
USD-SKK	25.0407		0.0764		+0.31%		1/5/2018
USD-PLN	3.4529		0.0005		+0.01%		1:15 PM
USD-HUF	256.4200		1.0100		+0.40%		1/5/2018
USD-RUB	56.9297		-0.0213		-0.04%		1/5/2018

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.45%	1.22	-0.02
30 Yr. Fixed	4.14%	1.32	-0.01

 

MBA **
30 Yr. Fixed	4.06%	0.38	-0.05
15 Yr. Fixed	3.34%	0.38	-0.02
30 Yr. Jumbo	3.96%	0.20	-0.04
30 Yr. FHA	3.98%	0.35	-0.04
5/1 ARM	3.14%	0.31	-0.12

 

Freddie Mac **
30 Yr. Fixed	3.95%	0.50	+0.01
15 Yr. Fixed	3.38%	0.50	+0.00
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.45%	0.40	+0.06
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	99.89	-0.13
30YR FNMA 3.5	102.61	-0.13
30YR GNMA 3.0	100.69	0.00
30YR GNMA 3.5	103.30	+0.02
15YR FNMA 3.0	101.77	-0.08
15YR FNMA 2.5	99.75	-0.09

 

Treasuries	Yield	Change
2 YR	1.9555%	+0.0242
5 YR	2.2682%	+0.0251
10 YR	2.4525%	+0.0073
30 YR	2.7847%	+0.0023
Prices as of: 1/4/2018 4:39PM EST

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week
• 30 yr fixed mtg
• 87%
• 02
• 85%
• 15 yr fixed mtg
• 22%
• 02
• 20%
• 30 yr fixed jumbo mtg
• 14%
• —
• 14%
• 5/1 ARM
• 84%
• 05
• 79%
• 7/1 ARM
• 79%
• 02
• 77%
• 15 yr fixed jumbo mtg
• 10%
• 15
• 95%
• 10 yr fixed mtg
• 13%
• —
• 13%
• 20 yr fixed mtg
• 65%
• 01
• 64%

CD Rate Averages

• Product
• Rate
• Change
• Last Week
• 3 yr CD
• 92%
• 01
• 91%
• 6 month CD
• 10%
• 05
• 15%
• 1 yr CD
• 72%
• 01
• 71%
• 5 yr CD
• 21%
• 00
• 21%
• 1 yr jumbo CD
• 27%
• 02
• 25%
• 18 month CD
• 71%
• 03
• 74%
• 3 month CD
• 63%
• 02
• 61%
• 2 yr CD
• 86%
• 03
• 83%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week
• Low Interest Credit Cards
• 07%
• 10
• 97%
• Balance Transfer Credit Cards
• 55%
• 09
• 46%
• Student Credit Cards
• 92%
• 10
• 82%
• Cash Back Credit Cards
• 55%
• 09
• 46%
• Airline Credit Cards
• 25%
• 08
• 17%
• Reward Credit Cards
• 40%
• 08
• 32%
• Business Credit Cards
• 87%
• 09
• 78%
• Credit Cards For Bad Credit
• 59%
• 04
• 55%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week
• 60 month used car loan
• 49%
• —
• 49%
• 48 month used car loan
• 44%
• 01
• 45%
• 48 month new car loan
• 24%
• 02
• 26%
• 36 month used car loan
• 53%
• 03
• 56%
• 36 month new car loan
• 95%
• 03
• 98%
• 60 month new car loan
• 54%
• 01
• 55%
• 72 month new car loan
• 46%
• —
• 46%
• 60 month auto refinance
• 10%
• —
• 10%

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous		Previous		Previous
	Quote		Day		Week		Month		Year
	Jan 5, 2018		Jan 4, 2018		Dec 29, 2017		Dec 6, 2017		Jan 5, 2017
	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote
Macroeconomic Statistics
Nov Core US CPI Rate	1.7%	-5.6%	1.8%	0.0%	1.8%	0.0%	1.8%	-14.3%	2.1%
Nov Core US PCE Idx	1.50%	7.1%	1.40%	0.0%	1.40%	0.0%	1.40%	-6.7%	1.50%
Dec Non-Farm Payroll	148,000	-41.3%	252,000	0.0%	252,000	0.0%	252,000	62.6%	155,000
Mortgage Rates
30 Yr FXD avg	3.95%	-1.0%	3.99%	0.0%	3.99%	2.3%	3.90%	-9.7%	4.32%
15 Yr FXD avg	3.38%	-1.7%	3.44%	0.0%	3.44%	4.2%	3.30%	-7.0%	3.55%
Fundamentals
1 Year CMT	1.7953%	-0.7%	1.8080%	4.0%	1.7390%	4.7%	1.6604%	101.0%	0.8260%
10 Year CMT	2.44%	-0.8%	2.46%	1.7%	2.42%	2.1%	2.37%	-3.3%	2.45%
2-Year Treasury	1.9599%	0.0%	1.9600%	3.9%	1.8870%	4.5%	1.8064%	53.3%	1.1780%
10-Year Treasury	2.4745%	0.7%	2.4580%	2.2%	2.4050%	2.7%	2.3420%	-1.0%	2.3650%
30-Year Treasury	2.8113%	0.8%	2.7890%	1.8%	2.7390%	0.3%	2.7310%	-7.8%	2.9620%
12 MTA	1.201%	5.6%	1.137%	0.0%	1.137%	0.0%	1.137%	85.2%	0.614%
USD 6M LIBOR	1.8583%	0.8%	1.8427%	-0.1%	1.8436%	7.7%	1.7113%	29.5%	1.3216%
USD 12M LIBOR	2.1383%	1.0%	2.1178%	0.5%	2.1063%	5.9%	1.9895%	17.8%	1.6890%
USD 1M LIBOR	1.5550%	-0.1%	1.5569%	-0.7%	1.5678%	11.7%	1.4032%	83.3%	0.7656%
11th District COFI	0.746%	1.2%	0.737%	0.0%	0.737%	0.0%	0.737%	22.2%	0.603%
Federal Funds	1.50%	0.0%	1.50%	0.0%	1.50%	20.0%	1.25%	66.7%	0.75%
Gold, Mini $/oz	1324.25	0.3%	1320.75	1.2%	1305.50	3.1%	1266.75	7.5%	1178.25
Currencies
EUR/USD	1.2039	-0.3%	1.2072	0.7%	1.1992	1.7%	1.1797	11.1%	1.0617
USD/JPY	113.1710	0.3%	112.8261	0.1%	112.7462	0.4%	112.2579	-2.6%	115.2480
GBP/USD	1.3554	0.1%	1.3543	0.3%	1.3500	0.9%	1.3374	7.7%	1.2420
USD/CAD	1.2404	-0.7%	1.2494	-0.6%	1.2575	-1.6%	1.2785	-3.3%	1.3217
AUD/USD	0.787074	0.1%	0.786643	0.7%	0.781054	3.3%	0.756322	3.1%	0.733856
USD/CHF	0.9755	0.1%	0.9742	0.0%	0.9739	-1.6%	0.9899	-2.0%	1.0104