Magazyn Kieszeń (189)

CENY @ 4:00 PM  11.17.2017

10 yr note:                      +9/32 (28 bp) 2.35% -2 bp
5 yr note:                        +2/32 (6 bp) 2.05% -1 bp
2 Yr note:                        -1/32 (3 bp) 1.72% +1 bp
30 yr bond:                     +32/32 (100 bp) 2.78% -5 bp
Libor Rates:                    1 mo 1.282%; 3 mo 1.435%; 6 mo 1.631%; 1 yr 1.900%
30 yr FNMA 3.5 Dec:    102.67 +5 bp (-6 bp frm 9:30)
15 yr FNMA 3.0:           102.07 +1 bp (-3 bp frm 9:30)
30 yr GNMA 3.5:          103.59 unch (-5 bp frm 9:30)
Dollar/Yen:                    112.04 -1.01 yen
Dollar/Euro:                  $1.1801 +$0.0030   
Dollar Index:                 93.62 -0.29
Gold:                              $1294.90 +$16.70
Crude Oil:                     $56.59 +$1.45
DJIA:                             23,358.24 -100.12
NASDAQ:                     6782.79 -10.50
S&P 500:                     2578.84 -6.78

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EST)	2 Day
WIG20:IND WIG 20	2,443.83	+32.72	+1.36%	-0.88%	+41.61%	11:15 AM
WIG:IND WSE WIG INDEX	63,047.02	+747.73	+1.20%	-1.06%	+34.40%	11:15 AM
WIG30:IND WIG30	2,809.62	+32.83	+1.18%	-0.96%	+39.98%	11:15 AM

 

Currency	Value	Change	Net Change	Time (EST)	2 Day
EUR-USD	1.1790	0.0020	+0.17%	4:59 PM
USD-JPY	112.1000	-0.9600	-0.85%	4:59 PM
GBP-USD	1.3215	0.0020	+0.15%	4:59 PM
AUD-USD	0.7564	-0.0024	-0.32%	4:59 PM
USD-CAD	1.2763	0.0006	+0.05%	4:59 PM
USD-CHF	0.9891	-0.0050	-0.50%	4:59 PM

 

USD-CZK	21.6868	-0.0321	-0.15%	4:59 PM
USD-SKK	25.5479	-0.0507	-0.20%	4:59 PM
USD-PLN	3.5919	-0.0111	-0.31%	4:59 PM
USD-HUF	264.5600	-0.4700	-0.18%	4:59 PM
USD-RUB	59.0265	-0.6642	-1.11%	4:58 PM

 

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.97%	+0.00
15 Yr FRM	3.30%	+0.00
FHA 30 Year Fixed	3.60%	+0.00
Jumbo 30 Year Fixed	4.16%	+0.00
5/1 Yr ARM	3.21%	-0.01
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.45%	1.22	-0.02
30 Yr. Fixed	4.14%	1.32	-0.01

 

MBA **
30 Yr. Fixed	4.06%	0.38	-0.05
15 Yr. Fixed	3.34%	0.38	-0.02
30 Yr. Jumbo	3.96%	0.20	-0.04
30 Yr. FHA	3.98%	0.35	-0.04
5/1 ARM	3.14%	0.31	-0.12

 

Freddie Mac **
30 Yr. Fixed	3.95%	0.50	+0.05
15 Yr. Fixed	3.31%	0.50	+0.07
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.21%	0.40	-0.01

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 3.84%
• 0.11
• 3.73%

• 15 yr fixed mtg
• 3.15%
• 0.05
• 3.10%

• 30 yr fixed jumbo mtg
• 4.10%
• 0.06
• 4.04%

• 5/1 ARM
• 3.43%
• 0.07
• 3.36%

• 7/1 ARM
• 3.59%
• 0.06
• 3.53%

• 15 yr fixed jumbo mtg
• 3.80%
• 0.12
• 3.68%

• 10 yr fixed mtg
• 3.08%
• 0.09
• 2.99%

• 20 yr fixed mtg
• 3.62%
• 0.03
• 3.59%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 1.81%
• 0.01
• 1.80%

• 6 month CD
• 1.03%
• —
• 1.03%

• 1 yr CD
• 1.64%
• 0.07
• 1.57%

• 5 yr CD
• 2.19%
• 0.01
• 2.18%

• 1 yr jumbo CD
• 1.25%
• 0.03
• 1.22%

• 18 month CD
• 1.54%
• 0.02
• 1.56%

• 3 month CD
• 0.62%
• 0.03
• 0.59%

• 2 yr CD
• 1.76%
• 0.04
• 1.72%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 12.89%
• —
• 12.89%

• Balance Transfer Credit Cards
• 15.38%
• —
• 15.38%

• Student Credit Cards
• 15.70%
• —
• 15.70%

• Cash Back Credit Cards
• 16.40%
• —
• 16.40%

• Airline Credit Cards
• 16.07%
• —
• 16.07%

• Reward Credit Cards
• 16.24%
• —
• 16.24%

• Business Credit Cards
• 13.68%
• —
• 13.68%

• Credit Cards For Bad Credit
• 23.46%
• —
• 23.46%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 3.22%
• 0.05
• 3.17%

• 48 month used car loan
• 3.15%
• 0.04
• 3.11%

• 48 month new car loan
• 3.01%
• 0.01
• 3.02%

• 36 month used car loan
• 3.12%
• 0.01
• 3.11%

• 36 month new car loan
• 2.71%
• 0.01
• 2.72%

• 60 month new car loan
• 3.31%
• 0.01
• 3.32%

• 72 month new car loan
• 3.13%
• 0.02
• 3.15%

• 60 month auto refinance
• 2.94%
• —
• 2.94%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous		Previous		Previous
	Quote		Day		Week		Month		Year
	Nov 17, 2017		Nov 16, 2017		Nov 10, 2017		Oct 18, 2017		Nov 17, 2016
	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote
Macroeconomic Statistics
Oct Core US CPI Rate	1.8%	5.9%	1.7%	0.0%	1.7%	0.0%	1.7%	-19.0%	2.1%
Sep Core US PCE Idx	1.30%	0.0%	1.30%	0.0%	1.30%	0.0%	1.30%	-23.5%	1.70%
Oct Non-Farm Payroll	261,000	1350.0%	18,000	0.0%	18,000	0.0%	18,000	-86.7%	135,000
Mortgage Rates
30 Yr FXD avg	3.95%	1.3%	3.90%	0.0%	3.90%	-0.3%	3.91%	9.5%	3.57%
15 Yr FXD avg	3.31%	2.2%	3.24%	0.0%	3.24%	0.9%	3.21%	11.5%	2.88%
Fundamentals
1 Year CMT	1.5767%	0.0%	1.5770%	3.2%	1.5278%	9.1%	1.4008%	82.6%	0.7670%
10 Year CMT	2.33%	-2.1%	2.38%	2.6%	2.32%	0.9%	2.30%	3.1%	2.23%
2-Year Treasury	1.7172%	0.2%	1.7130%	3.3%	1.6582%	6.1%	1.5629%	47.4%	1.0600%
10-Year Treasury	2.3399%	-0.8%	2.3590%	-1.3%	2.3895%	2.1%	2.3411%	0.4%	2.3310%
30-Year Treasury	2.7816%	-0.9%	2.8080%	-2.0%	2.8662%	0.6%	2.8499%	-6.1%	3.0350%
12 MTA	1.068%	6.1%	1.006%	0.0%	1.006%	0.0%	1.006%	74.8%	0.576%
USD 6M LIBOR	1.6317%	0.8%	1.6181%	0.4%	1.6124%	4.3%	1.5452%	21.2%	1.2749%
USD 12M LIBOR	1.9007%	0.8%	1.8862%	0.2%	1.8818%	3.3%	1.8212%	13.1%	1.6101%
USD 1M LIBOR	1.2827%	1.3%	1.2660%	1.7%	1.2449%	0.6%	1.2378%	128.3%	0.5421%
11th District COFI	0.729%	-0.4%	0.732%	0.0%	0.732%	0.0%	0.732%	21.8%	0.601%
Federal Funds	1.25%	0.0%	1.25%	0.0%	1.25%	0.0%	1.25%	150.0%	0.50%
Gold, Mini $/oz	1290.50	0.8%	1279.75	0.3%	1276.00	-0.5%	1282.75	6.2%	1207.50
Currencies
EUR/USD	1.1794	0.2%	1.1769	0.9%	1.1662	-1.1%	1.1790	10.1%	1.0709
USD/JPY	111.9379	-1.1%	113.1451	-0.3%	113.5374	0.4%	113.0485	3.5%	109.2673
GBP/USD	1.3204	0.1%	1.3189	-0.1%	1.3201	-0.1%	1.3221	6.2%	1.2451
USD/CAD	1.2769	0.1%	1.2762	0.6%	1.2682	1.7%	1.2466	-7.3%	1.3446
AUD/USD	0.756069	-0.4%	0.758790	-1.0%	0.766153	-2.4%	0.784968	4.4%	0.752026
USD/CHF	0.9884	-0.5%	0.9938	-0.3%	0.9967	1.5%	0.9817	-2.1%	1.0027