Magazyn Kieszeń (185)

CENY @ 4:00 PM 10.20.2017

10 yr note:                        -18/32 (56 bp) 2.386% +6.5 bp
5 yr note:                          -10/32 (31 bp) 2.02% +5 bp
2 Yr note:                          -2/32 (6 bp) 1.58% +3 bp
30 yr bond:                       -37/32 (115 bp) 2.90% +7 bp
Libor Rates:                      1 mo 1.238%; 3 mo 1.362%; 6 mo 1.550%; 1 yr 1.827%
30 yr FNMA 3.5 Nov:      102.64 -27 bp (+3 bp frm 9:30)
15 yr FNMA 3.0:             102.32 -16 bp (unch frm 9:30)
30 yr GNMA 3.5:            103.67 -16 bp (+7 bp frm 9:30)
Dollar/Yen:                     113.47 +0.93 yen
Dollar/Euro:                   $1.1777 -$0.0074
Dollar Index:                  93.70 +0.55
Gold:                               $1281.50 -$8.50
Crude Oil:                       $51.66 +$0.37
DJIA:                               23,328.63 +165.59
NASDAQ:                       6629.05 +23.99
S&P 500:                        2575.20 +13.11

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,465.51	-1.98	-0.08%	-0.61%	+40.71%	11:15 AM
WIG:IND WSE WIG INDEX	63,719.57	-25.43	-0.04%	-1.05%	+32.94%	11:15 AM
WIG30:IND WIG30	2,836.79	-1.25	-0.04%	-1.17%	+39.38%	11:15 AM

 

Currency	Value	Change	Net Change	Time (EDT)	2 Day
EUR-USD	1.1784	-0.0068	-0.57%	4:59 PM
USD-JPY	113.5200	0.9800	+0.87%	4:59 PM
GBP-USD	1.3190	0.0031	+0.24%	4:59 PM
AUD-USD	0.7817	-0.0061	-0.77%	4:59 PM
USD-CAD	1.2627	0.0142	+1.14%	4:59 PM
USD-CHF	0.9842	0.0079	+0.81%	4:59 PM

 

USD-CZK	21.8504	0.1440	+0.66%	4:59 PM
USD-SKK	25.5652	0.1457	+0.57%	4:59 PM
USD-PLN	3.5940	0.0204	+0.57%	4:59 PM
USD-HUF	261.2300	1.5600	+0.60%	4:59 PM
USD-RUB	57.4943	0.2144	+0.37%	4:58 PM

 

 

Today’s Rates

Best Execution	Rate	Change
30 Yr FRM	3.98%	+0.02
15 Yr FRM	3.28%	+0.02
FHA 30 Year Fixed	3.60%	+0.00
Jumbo 30 Year Fixed	4.17%	+0.02
5/1 Yr ARM	3.22%	+0.02
Current Mortgage Rates » What are best-execution rates?

Average Mortgage Rates

	Rate	Points	Change
FHFA *
15 Yr. Fixed	3.45%	1.22	-0.02
30 Yr. Fixed	4.14%	1.32	-0.01

 

MBA **
30 Yr. Fixed	4.06%	0.38	-0.05
15 Yr. Fixed	3.34%	0.38	-0.02
30 Yr. Jumbo	3.96%	0.20	-0.04
30 Yr. FHA	3.98%	0.35	-0.04
5/1 ARM	3.14%	0.31	-0.12

 

Freddie Mac **
30 Yr. Fixed	3.88%	0.50	-0.03
15 Yr. Fixed	3.19%	0.50	-0.02
1 Yr. ARM	2.68%	0.20	+0.01
5/1 Yr. ARM	3.17%	0.40	+0.01
Current Mortgage Rates » * FHFA averages are updated monthly. ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS	Price	Change
30YR FNMA 3.0	99.89	-0.31
30YR FNMA 3.5	102.67	-0.23
30YR GNMA 3.0	100.97	-0.44
30YR GNMA 3.5	103.66	-0.38
15YR FNMA 3.0	102.36	-0.14
15YR FNMA 2.5	100.27	-0.19

 

Treasuries	Yield	Change
2 YR	1.5763%	+0.0377
5 YR	2.0186%	+0.0638
10 YR	2.3827%	+0.0649
30 YR	2.8945%	+0.0572
Prices as of: 10/20/2017 5:05PM EST
Current MBS / Treasury Prices » MBS and Treasury data provided by Thomson Reuters. Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

 Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 3.81%
• 0.01
• 3.82%

• 15 yr fixed mtg
• 3.10%
• 0.05
• 3.05%

• 30 yr fixed jumbo mtg
• 4.19%
• 0.01
• 4.18%

• 5/1 ARM
• 3.34%
• 0.01
• 3.35%

• 7/1 ARM
• 3.52%
• 0.01
• 3.53%

• 15 yr fixed jumbo mtg
• 3.82%
• 0.02
• 3.80%

• 10 yr fixed mtg
• 2.99%
• 0.03
• 2.96%

• 20 yr fixed mtg
• 3.61%
• 0.02
• 3.63%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 1.76%
• 0.00
• 1.76%

• 6 month CD
• 0.93%
• 0.00
• 0.93%

• 1 yr CD
• 1.51%
• 0.04
• 1.47%

• 5 yr CD
• 2.14%
• 0.03
• 2.11%

• 1 yr jumbo CD
• 1.24%
• 0.02
• 1.22%

• 18 month CD
• 1.46%
• 0.17
• 1.29%

• 3 month CD
• 0.55%
• —
• 0.55%

• 2 yr CD
• 1.67%
• 0.05
• 1.62%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 12.89%
• —
• 12.89%

• Balance Transfer Credit Cards
• 15.38%
• —
• 15.38%

• Student Credit Cards
• 15.70%
• —
• 15.70%

• Cash Back Credit Cards
• 16.40%
• —
• 16.40%

• Airline Credit Cards
• 16.07%
• —
• 16.07%

• Reward Credit Cards
• 16.24%
• —
• 16.24%

• Business Credit Cards
• 13.68%
• —
• 13.68%

• Credit Cards For Bad Credit
• 23.46%
• —
• 23.46%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 3.18%
• 0.01
• 3.19%

• 48 month used car loan
• 3.11%
• 0.01
• 3.12%

• 48 month new car loan
• 3.07%
• —
• 3.07%

• 36 month used car loan
• 3.15%
• 0.01
• 3.16%

• 36 month new car loan
• 2.75%
• 0.02
• 2.77%

• 60 month new car loan
• 3.38%
• —
• 3.38%

• 72 month new car loan
• 3.12%
• 0.02
• 3.14%

• 60 month auto refinance
• 3.04%
• —
• 3.04%

 

 

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous		Previous		Previous
	Quote		Day		Week		Month		Year
	Oct 20, 2017		Oct 19, 2017		Oct 13, 2017		Sep 20, 2017		Oct 20, 2016
	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote	% Chg	Quote
Macroeconomic Statistics
Sep Core US CPI Rate	1.7%	0.0%	1.7%	0.0%	1.7%	0.0%	1.7%	-22.7%	2.2%
Aug Core US PCE Idx	1.30%	-7.1%	1.40%	0.0%	1.40%	0.0%	1.40%	-17.6%	1.70%
Sep Non-Farm Payroll	-33,000	-119.5%	169,000	0.0%	169,000	0.0%	169,000	-18.8%	208,000
Mortgage Rates
30 Yr FXD avg	3.88%	-0.8%	3.91%	0.0%	3.91%	3.4%	3.78%	8.9%	3.47%
15 Yr FXD avg	3.19%	-0.6%	3.21%	0.0%	3.21%	4.2%	3.08%	11.6%	2.76%
Fundamentals
1 Year CMT	1.4084%	1.1%	1.3930%	-0.2%	1.3957%	6.5%	1.3100%	103.4%	0.6440%
10 Year CMT	2.34%	1.7%	2.30%	-2.1%	2.35%	5.4%	2.23%	27.4%	1.75%
2-Year Treasury	1.5660%	0.7%	1.5550%	2.9%	1.5114%	5.1%	1.4380%	73.9%	0.8270%
10-Year Treasury	2.3736%	1.0%	2.3501%	2.7%	2.2891%	0.7%	2.2730%	30.0%	1.7490%
30-Year Treasury	2.8953%	1.1%	2.8650%	1.7%	2.8168%	0.1%	2.8130%	12.9%	2.4920%
12 MTA	1.006%	6.0%	0.949%	0.0%	0.949%	0.0%	0.949%	74.3%	0.545%
USD 6M LIBOR	1.5507%	0.0%	1.5506%	1.2%	1.5316%	3.6%	1.4786%	17.3%	1.2607%
USD 12M LIBOR	1.8279%	-0.4%	1.8346%	1.4%	1.8084%	3.7%	1.7443%	11.0%	1.5712%
USD 1M LIBOR	1.2389%	0.0%	1.2389%	0.0%	1.2389%	0.1%	1.2372%	135.4%	0.5257%
11th District COFI	0.732%	3.5%	0.707%	0.0%	0.707%	0.0%	0.707%	0.6%	0.703%
Federal Funds	1.25%	0.0%	1.25%	0.0%	1.25%	0.0%	1.25%	150.0%	0.50%
Gold, Mini $/oz	1280.25	-0.7%	1288.75	-1.1%	1303.00	-1.1%	1318.00	4.4%	1262.50
Currencies
EUR/USD	1.1780	-0.6%	1.1854	0.3%	1.1821	-0.5%	1.1881	8.2%	1.0982
USD/JPY	113.4695	0.7%	112.6814	0.7%	111.8881	-0.6%	112.5801	8.7%	103.5471
GBP/USD	1.3186	0.3%	1.3150	-1.0%	1.3280	-1.6%	1.3493	9.8%	1.2290
USD/CAD	1.2617	1.0%	1.2487	0.1%	1.2471	1.0%	1.2347	-5.7%	1.3090
AUD/USD	0.782139	-0.8%	0.788210	-0.1%	0.789080	-1.7%	0.802555	4.3%	0.769168
USD/CHF	0.9836	0.8%	0.9753	0.1%	0.9744	0.4%	0.9704	-1.9%	0.9888