CENY @ 4:00 PM

10 yr note:                      -14/32 (44 bp) 1.58% +5 bp

5 yr note:                        -9/32 (28 bp) 1.17% +6 bp

2 Yr note:                        -3/32 (9 bp) 0.75% +5 bp

30 yr bond:                     -19/32 (59 bp) 2.29% -3 bp

Libor Rates:                   1 mo 0.512%; 3 mo 0.811%; 6 mo 1.210%; 1 yr 1.515%

30 yr FNMA 3.0 Sept:     103.52 -25 bp (-14 bp frm 9:30)

15 yr FNMA 3.0:             104.68 -20 bp (-15 bp frm 9:30)

30 yr GNMA 3.0:            104.30 -34 bp (-29 bp frm 9:30)

Dollar/Yen:                    100.14 +0.26 yen

Dollar/Euro:                   $1.1328 -$0.0021

Gold:                             $1345.30 -$11.90

Crude Oil:                     $48.36 +$0.14

DJIA:                            18,552.57 -45.13

NASDAQ:                      5238.38 -1.77

S&P 500:                       2183.87 -3.15

WIG20 1 800,17 -1,14% -20,84 pkt
WIG 47 536,72 -0,90% -430,35 pkt
mWIG40 3 805,38 -0,49% -18,87 pkt
sWIG80 14 008,70 -0,28% -39,94 pkt
NCIndex 289,45 -0,05% -0,15 pk
Currency Value Change Net Change Time (EDT) 2 Day
EUR-USD

 

1.1325 -0.0029 -0.26% 4:59 PM
USD-JPY

 

100.2200 0.3300 +0.33% 4:59 PM
GBP-USD

 

1.3075 -0.0093 -0.71% 4:59 PM
AUD-USD

 

0.7627 -0.0059 -0.77% 4:59 PM
USD-CAD

 

1.2871 0.0089 +0.70% 4:59 PM
USD-CHF

 

0.9605 0.0062 +0.65% 4:59 PM
USD-CZK

 

23.8575 0.0655 +0.28% 4:59 PM
USD-SKK

 

26.6037 0.0722 +0.27% 4:59 PM
USD-PLN

 

3.8063 0.0262 +0.69% 4:59 PM
USD-HUF

 

274.0300 0.7700 +0.28% 4:59 PM
USD-RUB

 

63.8975 0.2749 +0.43% 4:58 PM

 

 

CONV 30 YR FIXED

3.375 102.250 102.125

CONV 15 YR FIXED

2.750 102.125 102.000

CONV 7/1 LIBOR ARM

3.125 102.125 102.000

CONV 5/1 LIBOR ARM

2.875 102.125 102.000

 

 

Top of Form

Week Month 1-Year 3-Year

Bottom of Form

[click item to view chart] Current Previous Previous Previous Previous
Quote Day Week Month Year
Aug 19, 2016 Aug 18, 2016 Aug 12, 2016 Jul 20, 2016 Aug 20, 2015
Quote % Chg Quote % Chg Quote % Chg Quote % Chg Quote
Macroeconomic Statistics
Jul Core US CPI Rate 2.2% -4.3% 2.3% 0.0% 2.3% 0.0% 2.3% 27.8% 1.8%
Jun Core US PCE Idx 1.60% 0.0% 1.60% 0.0% 1.60% 0.0% 1.60% 23.1% 1.30%
 Jul Non-Farm Payroll 255,000 -12.7% 292,000 0.0% 292,000 0.0% 292,000 30.9% 223,000
Mortgage Rates
 30 Yr FXD avg 3.43% -0.6% 3.45% 0.0% 3.45% 0.9% 3.42% -13.2% 3.94%
 15 Yr FXD avg 2.74% -0.7% 2.76% 0.0% 2.76% 1.5% 2.72% -14.2% 3.17%
Fundamentals
1 Year CMT 0.5804% 2.7% 0.5651% 5.8% 0.5343% -2.8% 0.5498% 45.8% 0.3772%
10 Year CMT 1.56% -0.6% 1.57% 4.7% 1.50% -5.7% 1.59% -27.7% 2.20%
2-Year Treasury 0.7459% 5.1% 0.7095% 0.5% 0.7057% -0.6% 0.7101% 9.4% 0.6493%
10-Year Treasury 1.5849% 2.6% 1.5440% 2.0% 1.5135% -4.2% 1.5801% -23.2% 2.0574%
30-Year Treasury 2.3007% 1.5% 2.2666% 1.6% 2.2306% -2.9% 2.2979% -16.0% 2.7354%
12 MTA 0.508% 3.9% 0.489% 0.0% 0.489% 0.0% 0.489% 148.4% 0.197%
USD 6M LIBOR 1.2067% 0.2% 1.2040% 3.7% 1.1607% 18.0% 0.9834% 89.6% 0.5186%
USD 12M LIBOR 1.5257% 0.4% 1.5195% 3.0% 1.4751% 13.6% 1.2980% 57.9% 0.8222%
USD 1M LIBOR 0.5067% -0.2% 0.5077% 0.7% 0.5039% 4.5% 0.4821% 144.0% 0.1976%
11th District COFI 0.690% -0.1% 0.691% 0.0% 0.691% 0.0% 0.691% 0.6% 0.687%
Federal Funds 0.50% 0.0% 0.50% 0.0% 0.50% 0.0% 0.50% 100.0% 0.25%
Gold, Mini $/oz 1345.50 0.4% 1340.00 0.3% 1336.50 -0.2% 1338.75 20.1% 1114.50
Currencies
EUR/USD 1.1313 0.4% 1.1270 0.9% 1.1171 1.1% 1.1051 0.0% 1.1053
USD/JPY 100.1092 -0.5% 100.6032 -0.9% 101.5092 -4.3% 106.0171 -14.6% 124.1819
GBP/USD 1.3110 0.7% 1.3017 0.3% 1.2980 -1.5% 1.3173 -16.0% 1.5675
USD/CAD 1.2815 -0.4% 1.2862 -1.3% 1.3033 0.1% 1.3016 -0.5% 1.3084
AUD/USD 0.768681 0.3% 0.766374 -0.5% 0.770361 2.4% 0.752230 2.4% 0.734679
USD/CHF 0.9583 -0.4% 0.9625 -1.3% 0.9747 -0.9% 0.9837 1.1% 0.9732
HSH National Interest Rate Benchmarks
For Week Ending 08/12/2016
This Week Month Ago Year Ago Latest Trends
Loan Types Average
Combined Rate
Average
Points
Average
Combined Rate
Average
Points
Average
Combined Rate
Average
Points
Click for Graph
30 Yr FRM 3.57% 0.18 3.54% 0.22 4.01% 0.16
15 Yr FRM 2.96% 0.18 2.94% 0.19 3.33% 0.14
1/1 Yr ARM 2.70% 0.12 2.66% 0.17 2.74% 0.18
3/1 Yr ARM 3.02% 0.06 2.99% 0.10 3.00% 0.05
5/1 Yr ARM 2.89% 0.16 2.86% 0.18 3.02% 0.11
7/1 Yr ARM 2.99% 0.19 2.98% 0.18 3.22% 0.12
10/1 Yr ARM 3.20% 0.20 3.20% 0.19 3.52% 0.11
For information on obtaining conforming and jumbo averages, click here

 

Statistics reflect owner-occupied 1-4 family and condos: previously occupied homes. The data include both conforming and jumbo loans for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

Previous editions of the HSH Statistical Release are archived at the bottom of this page..

 

HSH National Interest Rate Benchmarks
For Week Ending 08/12/2016
This Month Month Ago Year Ago Latest Trends
Loan Types Average Rate Average Rate Average Rate Click for Graph
New Auto Loans
All Terms,
FICO 720+
3.99% 4.06% 3.95%
Used Auto Loans
All Terms,
FICO 720+
4.25% 4.30% 4.27%
Home Equity Loans
Fixed Rates,
80% CLTV
6.12% 6.08% 6.12%
Home Equity Lines
Fully-Indexed,
80% CLTV
5.52% 5.54% 5.16%

Source: HSH.com, Riverdale, NJ 1-800-UPDATES
Compile Date: 08/12/2016    © HSH Associates

Conforming, Jumbo and FHA data series are available via data license.

Get combined statistics on various metropolitan areas.

Current Indexes for Adjustable Rate Mortgages
Last update: 08/19/2016
Week ending  Month of
08/12/16 Jul 16
   1 Year Treasury Security 0.56% 0.51%
   3 Year Treasury Security 0.84% 0.79%
   5 Year Treasury Security 1.12% 1.07%
  10 Year Treasury Security 1.54% 1.50%
Lenders/Servicers — save time and money. Get your ARM indexes
via webservice or email for as little as $55/month.
Click here to find out how!
  Monthly Treasury Average (MTA) Jul 16 0.5067%
  FHFA National Mortgage Contract Rate Jun 16 3.69%
  11th District Cost of Funds Jun 16 0.690%
  Prime Rate, as of 12/17/15 3.50%
Source: ARMindexes.com

 

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