CENY @ 4:00 PM

10 yr note:                    +8/32 (25 bp) 1.36% -3 bp

5 yr note:                      +1/32 (3 bp) 0.96% unch

2 Yr note:                      -1/32 (3 bp) 0.61% +2 bp

30 yr bond:                   +26/32 (81 bp) 2.10% -4 bp

Libor Rates:                 1 mo 0.474%; 3 mo 0.664%; 6 mo 0.934%; 1 yr 1.246%

30 yr FNMA 3.0 July:    104.19 +11 bp (+13 bp frm 9:30)

15 yr FNMA 3.0 July:    105.01 +3 bp (-5 bp frm 9:30)

30 yr GNMA 3.0 July:    104.78 +19 bp (+28 bp frm 9:30)

Dollar/Yen:                   100.47 -0.28 yen

Dollar/Euro:                 $1.1053 -$0.0010

British Pound:             $1.2956 +$0.0048

Gold:                           $1364.60 +$2.50

Crude Oil:                   $45.14 unch

DJIA:                          18,146.74 +250.86

NASDAQ:                   4956.76 +79.95

S&P 500:                    2129.90 +32.00

Poland

Name Value Net Change % Change 1 Month 1 Year Time (EDT) 2 Day
WIG20:IND

WIG 20

 

1,705.43 -8.08 -0.47% -7.51% -23.05% 11:15 AM
WIG:IND

WSE WIG INDEX

 

44,024.66 -52.50 -0.12% -5.43% -14.30% 11:15 AM
WIG30:IND

WIG30

 

1,914.64 -6.05 -0.31% -6.72% -21.17% 11:15 AM
Currency Value Change Net Change Time (EDT) 2 Day
EUR-USD

 

1.1051 -0.0012 -0.11% 4:59 PM
USD-JPY

 

100.5400 -0.2300 -0.23% 4:59 PM
GBP-USD

 

1.2955 0.0047 +0.36% 4:59 PM
AUD-USD

 

0.7569 0.0090 +1.20% 4:59 PM
USD-CAD

 

1.3044 0.0042 +0.32% 4:59 PM
USD-CHF

 

0.9833 0.0046 +0.47% 4:59 PM

 

USD-CZK

 

24.4548 0.0248 +0.10% 4:59 PM
USD-SKK

 

27.2597 0.0263 +0.10% 4:59 PM
USD-PLN

 

3.9920 -0.0159 -0.40% 4:59 PM
USD-HUF

 

284.1900 -0.8400 -0.29% 4:59 PM
USD-RUB

 

63.8615 -0.7382 -1.14% 4:53 PM

 

 

 

HSH National Interest Rate Benchmarks
For Week Ending 07/01/2016
This Week Month Ago Year Ago Latest Trends
Loan Types Average
Combined Rate
Average
Points
Average
Combined Rate
Average
Points
Average
Combined Rate
Average
Points
Click for Graph
30 Yr FRM 3.58% 0.20 3.75% 0.15 4.10% 0.18
15 Yr FRM 2.98% 0.18 3.14% 0.13 3.35% 0.16
1/1 Yr ARM 2.67% 0.14 2.77% 0.15 2.70% 0.17
3/1 Yr ARM 2.90% 0.07 3.06% 0.06 2.94% 0.05
5/1 Yr ARM 2.81% 0.17 3.01% 0.11 3.00% 0.11
7/1 Yr ARM 2.97% 0.18 3.18% 0.11 3.23% 0.11
10/1 Yr ARM 3.18% 0.20 3.36% 0.11 3.55% 0.11
For information on obtaining conforming and jumbo averages, click here

 

Statistics reflect owner-occupied 1-4 family and condos: previously occupied homes. The data include both conforming and jumbo loans for “A” credit borrowers and include a wide range of LTV and discount structures. Click here for detailed explanations of the terms and data used above.

Previous editions of the HSH Statistical Release are archived at the bottom of this page..

 

HSH National Interest Rate Benchmarks
For Week Ending 07/01/2016
This Month Month Ago Year Ago Latest Trends
Loan Types Average Rate Average Rate Average Rate Click for Graph
New Auto Loans
All Terms,
FICO 720+
4.04% 4.06% 4.07%
Used Auto Loans
All Terms,
FICO 720+
4.25% 4.30% 4.36%
Home Equity Loans
Fixed Rates,
80% CLTV
6.11% 6.10% 6.20%
Home Equity Lines
Fully-Indexed,
80% CLTV
5.54% 5.52% 5.17%

Source: HSH.com, Riverdale, NJ 1-800-UPDATES
Compile Date: 07/01/2016    © HSH Associates

Conforming, Jumbo and FHA data series are available via data license.

Get combined statistics on various metropolitan areas.

Current Indexes for Adjustable Rate Mortgages
Last update: 07/08/2016
Week ending  Month of
07/01/16 Jun 16
   1 Year Treasury Security 0.45% 0.55%
   3 Year Treasury Security 0.71% 0.86%
   5 Year Treasury Security 1.01% 1.17%
  10 Year Treasury Security 1.47% 1.64%
Lenders/Servicers — save time and money. Get your ARM indexes
via webservice or email for as little as $55/month.
Click here to find out how!
  Monthly Treasury Average (MTA) Jun 16 0.4892%
  FHFA National Mortgage Contract Rate May 16 3.70%
  11th District Cost of Funds May 16 0.691%
  Prime Rate, as of 12/17/15 3.50%
Source: ARMindexes.com

 

 

Top of Form

Week Month 1-Year 3-Year

Bottom of Form

[click item to view chart] Current Previous Previous Previous Previous
Quote Day Week Month Year
Jul 8, 2016 Jul 7, 2016 Jul 1, 2016 Jun 8, 2016 Jul 9, 2015
Quote % Chg Quote % Chg Quote % Chg Quote % Chg Quote
Macroeconomic Statistics
May Core US CPI Rate 2.2% 4.8% 2.1% 0.0% 2.1% 0.0% 2.1% 23.5% 1.7%
May Core US PCE Idx 1.60% 0.0% 1.60% 0.0% 1.60% 0.0% 1.60% 23.1% 1.30%
 Jun Non-Farm Payroll 287,000 2509.1% 11,000 0.0% 11,000 0.0% 11,000 -95.5% 245,000
Mortgage Rates
 30 Yr FXD avg 3.41% -2.0% 3.48% 0.0% 3.48% -4.9% 3.66% -10.3% 4.08%
 15 Yr FXD avg 2.74% -1.4% 2.78% 0.0% 2.78% -4.8% 2.92% -9.9% 3.24%
Fundamentals
1 Year CMT 0.4679% 4.6% 0.4475% 1.1% 0.4425% -23.1% 0.5752% 151.1% 0.2291%
10 Year CMT 1.38% 0.7% 1.37% -8.7% 1.50% -13.3% 1.73% -23.8% 2.27%
2-Year Treasury 0.6210% 5.4% 0.5892% 0.0% 0.5893% -24.0% 0.7752% 28.1% 0.6050%
10-Year Treasury 1.3764% -0.9% 1.3883% -3.9% 1.4441% -15.2% 1.7022% -27.5% 2.3463%
30-Year Treasury 2.1070% -1.4% 2.1375% -3.9% 2.2253% -11.3% 2.5082% -20.3% 3.1458%
12 MTA 0.489% 5.0% 0.466% 0.0% 0.466% 0.0% 0.466% 157.0% 0.181%
USD 6M LIBOR 0.9349% 1.2% 0.9242% 0.0% 0.9242% -2.6% 0.9489% 112.8% 0.4459%
USD 12M LIBOR 1.2465% 1.3% 1.2305% 0.0% 1.2303% -4.3% 1.2851% 71.3% 0.7504%
USD 1M LIBOR 0.4743% 0.4% 0.4726% 1.6% 0.4651% 4.3% 0.4458% 136.5% 0.1885%
11th District COFI 0.691% 0.1% 0.690% 0.0% 0.690% 0.0% 0.690% 1.5% 0.680%
Federal Funds 0.50% 0.0% 0.50% 0.0% 0.50% 0.0% 0.50% 100.0% 0.25%
Gold, Mini $/oz 1357.75 -0.2% 1361.00 1.1% 1346.00 6.4% 1265.50 9.1% 1160.25
Currencies
EUR/USD 1.1083 0.1% 1.1070 -0.3% 1.1103 -2.3% 1.1366 3.1% 1.1023
USD/JPY 100.9137 0.0% 100.9639 -1.8% 102.8201 -4.3% 107.4542 -11.7% 121.6574
GBP/USD 1.2956 0.1% 1.2939 -3.4% 1.3399 -7.8% 1.4536 -5.5% 1.5389
USD/CAD 1.2960 -0.3% 1.3003 0.2% 1.2971 1.4% 1.2794 0.5% 1.2730
AUD/USD 0.751280 0.7% 0.746209 0.3% 0.743840 0.3% 0.741379 -0.1% 0.742148
USD/CHF 0.9758 -0.1% 0.9768 -0.2% 0.9784 1.1% 0.9678 2.2% 0.9468
© theFinancials.com
Jul 8, 2016 Last Chg
 Jun Unemployment 4.9% 0.2%
 Jul UI Claims 254,000 -16,000
 Jun Non-Farm Payroll 287,000 276,000
 Jun ADP Non-Farm Payroll 172,000 4,000
 Mar Real GDP 1.1% -0.3%
 May Deficit/Surplus -53 -159
 Mar Corp Profit Grwth -2.3% 0.0%
 May Savings Rate 5.3% -0.1%
 May Disposable Income 0.2% -0.3%
 May Retail Sales 0.5% -0.8%
 Jul Mort Applications 14.2% 16.8%
 Apr Case-Shiller 20-City 5.4% 0.2%
 May Housing Starts 1,164,000 -3,000
 May New Home Sales 551,000 -35,000
 May Existing Home Sales 5,530,000 100,000
 May Home Sales Mo Supply 4.7 0.0

 

© theFinancials.com

 

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