PRICES @ 4:00 PM
10 yr note: -8/32 (25 bp) 2.34% +3 bp
5 yr note: -5/32 (15 bp) 1.61% +3 bp
2 Yr note: -2/32 (6 bp) 0.50-% +2 bp
30 yr bond: -7/32 (22 bp) 3.06% +2 bp
Libor Rates: 1 mo 0.154%; 3 mo 0.232%; 6 mo 0.324%; 1 yr 0.541%
30 yr FNMA 3.5 Nov: 103.36 -9 bp (-5 bp frm 9:30)
15 yr FNMA 3.0 Nov: 103.64 -8 bp (-6 bp frm 9:30)
30 yr GNMA 3.5 Nov: 104.40 -7 bp (-3 bp frm 9:30)
Dollar/Yen: 112.30 +3.09 yen (huge move)
Dollar/Euro: $1.2530 -$0.0083
Gold: $1171.60 -$27.00 (stronger dollar)
Crude Oil: $80.56 -$0.56
DJIA: 17,390.32 +194.90
NASDAQ: 4630.74 +64.60
S&P 500: 2018.05 +23.40
Poland
| MORTGAGE MARKETS |
| Today’s 30-Day Price |
30 Year Rate – Last 6 Months |
| 30 Year Conventional |
| 4.125% |
102.191 |
È |
-0.113 |
| 4.250% |
103.063 |
È |
-0.119 |
| 30 Year FHA |
| 3.750% |
103.615 |
È |
-0.166 |
| 3.875% |
103.906 |
È |
-0.166 |
| 30 Year VA |
| 3.750% |
103.350 |
È |
-0.166 |
| 3.875% |
103.761 |
È |
-0.166 |
| 15 year Conventional |
| 3.250% |
101.637 |
È |
-0.166 |
| 3.375% |
102.144 |
È |
-0.064 |
| 10 Year ARM |
| 3.750% |
101.967 |
È |
-0.111 |
When Will My Lock Expire? |
| 7 Year ARM |
10 Day Commitment |
11/10/14 |
| 3.500% |
101.721 |
È |
-0.136 |
30 Day Commitment |
12/1/14 |
| 5 Year ARM |
45 Day Commitment |
12/15/14 |
| 3.250% |
101.710 |
È |
-0.097 |
60 Day Commitment |
12/30/14 |
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Major World Currencies
|
Currency Pair
|
Value
|
Change
|
| EUR-USD |
1.2525 |
-0.0088(0.70%) |
| GBP-USD |
1.5995 |
-0.0007(0.04%) |
| USD-JPY |
112.3200 |
+3.1100(2.85%) |
| AUD-USD |
0.8798 |
-0.0037(0.42%) |
| USD-CAD |
1.1266 |
+0.0082(0.73%) |
| USD-CHF |
0.9626 |
+0.0066(0.69% |
| USD-CZK |
22.1966 |
+0.1979 |
+0.90% |
22.2647 |
18.9707 |
16:59:59 |
| USD-SKK |
24.0597 |
+0.1750 |
+0.73% |
24.1198 |
21.5336 |
16:59:27 |
| USD-PLN |
3.3757 |
+0.0359 |
+1.07% |
3.3763 |
2.9877 |
16:59:59 |
| USD-HUF |
246.0000 |
+1.8700 |
+0.77% |
248.2300 |
213.2900 |
16:59:59 |
| USD-RUB |
43.0095 |
+1.5075 |
+3.63% |
43.8994 |
32.0945 |
12:59:59 |
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| ortgage Market Update |
| [click item to view chart] |
Current
|
Previous
|
Previous
|
Previous
|
Previous
|
|
Quote
|
Day
|
Week
|
Month
|
Year
|
|
31-Oct-14
|
30-Oct-14
|
24-Oct-14
|
1-Oct-14
|
31-Oct-13
|
|
Quote
|
% Chg
|
Quote
|
% Chg
|
Quote
|
% Chg
|
Quote
|
% Chg
|
Quote
|
| Macroeconomic Statistics |
| Sep Core US CPI Rate |
1.7%
|
0.0%
|
1.7%
|
0.0%
|
1.7%
|
0.0%
|
1.7%
|
0.0%
|
1.7%
|
| Sep Core US PCE Idx |
1.50%
|
0.0%
|
1.50%
|
0.0%
|
1.50%
|
0.0%
|
1.50%
|
25.0%
|
1.20%
|
| Sep Non-Farm Payroll |
248,000
|
37.8%
|
180,000
|
0.0%
|
180,000
|
0.0%
|
180,000
|
2.9%
|
175,000
|
| Mortgage Rates |
| 30 Yr FXD avg |
3.98%
|
1.5%
|
3.92%
|
0.0%
|
3.92%
|
-6.7%
|
4.20%
|
1.7%
|
4.13%
|
| 15 Yr FXD avg |
3.13%
|
1.6%
|
3.08%
|
0.0%
|
3.08%
|
-8.3%
|
3.36%
|
3.7%
|
3.24%
|
| Fundamentals |
| 1 Year CMT |
0.104%
|
5.1%
|
0.099%
|
-2.9%
|
0.102%
|
8.5%
|
0.094%
|
-5.1%
|
0.099%
|
| 10 Year CMT |
2.34%
|
1.7%
|
2.30%
|
2.2%
|
2.25%
|
-10.0%
|
2.50%
|
-1.2%
|
2.53%
|
| 2-Year Treasury |
0.489%
|
4.3%
|
0.469%
|
21.5%
|
0.386%
|
-25.2%
|
0.516%
|
67.0%
|
0.309%
|
| 10-Year Treasury |
2.338%
|
